At 1st Florida lending Corp., we offer VERY LOW RATES for primary home purchases and refinancing for all Jumbo Loans Many home buyers are unaware they can obtain Jumbo financing at low rates with a variety LTV options not only apply to Jumbo purchase transactions but can also to some Jumbo refinance loans. A jumbo home mortgage is a loan that exceeds the conforming (conventional) loan limits standardized by Fannie Mae & Freddie Mac (the government-sponsored agencies that purchase loans from lenders and banks) Our Jumbo and Super Jumbo loans are ideal for home buyers looking for higher priced luxury homes. These loans are designed to simplify home buying in pricey markets by covering the full cost of the loan, so there is no need for borrowers to drain their cash reserves. Jumbo Loans are like conventional mortgages in that we offer both fixed and adjustable programs.

Jumbo Loan using Tax Return Income to Qualify • Max Loan amount $5,000,000 • 95% LTV* / available depending on loan amount • 80% LTV cash out up to $2,000,000 • Gifts -OK after 3% of borrowers DP • For loans over $647,200 • Minimum credit score 660 • Primary, 2nd home and investment • No MI & Pre- Payment Penalty Self-Employed Loan using Bank Statements to Qualify • 90% LTV/ available depending on loan amount • Max Loan amount $3,000,000 • Attractive LTV’s and rates for Purchases & Refi’s • No MI & Pre- Payment Penalty No Income Verfication Investment Loans (non-owner occupied) • Maximum loan amount $6,000,000 • Request quote w rates / terms options) • No MI & Pre- Payment Penalty • Low reserves