At 1st Florida Lending we offer Florida & California home
purchases and refinances plus non-owner-occupied investor
and commercial property financing in AL, AZ, CA, GA, FL, IL,
IA, KS, KY, LA, MN, MT, ND, OK, PA, SC, SD, TX, and WV
Florida’s Top Rated Mortgage Lender
A+ BBB RATED I 48 loan programs
4.8 Google Review
Trusted Direct Lender with Decades of Experience
Servicing Florida and California for Purchases
and Refinancing Primary and Second Homes Offering
Investment and Commercial Properties Nationwide
CARLOS MATOS - CEO & FOUNDER
A FEW HIGHLIGHTS
48+ PROGRAMS with LOW RATES
DIRECT LENDER - NOT BROKERS
WE LIKE CHALLENGING LOANS
SAME DAY PRE-APPROVAL LETTERS
TRUSTED LENDER FROM FL TO CA
CALL OR TEXT US AT 407-300-2558
1st Florida Lending Corp., a registered Mortgage Lender
Orlando servicing only the State of Florida, offering over
48 loans programs including Conventional Loans, Non-
Conforming Loans, FHA Loans, VA Loans, USDA Loan,
Self-Employed Loans, Bank Statement Loans, No-Doc
Loans, Reverse Mortgage Loans, ITIN Loans, Rental
Investment Loans, to name a few and specializing in
Bank Statement Loans or “stated loans” requiring no Tax
Return verification and much more. * No broker or
lender fees are for FHA,VA, USDA and Conventional
loan types
Main Office: 2151 Consulate Dr. * Suite 8 * Orlando,
FL., 32837 * Telephone * (800)856-7097 * (800) 655-
1345 * (407) 300-2558 * Fax (877) 401-9955
* Disclaimer: All Loan programs, rates and terms can
change without notice and are subject to credit and
underwriting approval. Loan charts highlight min/max
constraints, assumptions & random scenarios only. We will
always work hard to approve your loan but there are no
guarantees of any kind expressed or implied that any loan
we be approved. Licensed in Florida Only. When Banks
Say No ! We Say YES ! ® is a registered trademark owned
by 1st Florida Lending Corp. Florida lender license #
MLD106.
© 2007 - 2025 1st Florida Lending Corp. - All rights reserved
No Doc Funding Loan
Options for both non-owner-
occupied and Investment /
Commercial Properties as
well as owner-occupied
Primary and Second Homes
With our No Doc funding options for
investors, commercial properties and
primary homes you can say goodbye to
the extensive paperwork and
documentation who may not have the
traditional documentation required for a
full funding approval. It is important to
note that some of these program start
in the 6's and may vary depending on
which program you choose that meets
your criteria. It is important to note that
the availability and terms of these loans
may vary depending on which program
meets your specific criteria and market
conditions.
We offer a range of No Doc Funding
Options, for non-owner-occupied
investment and commercial properties;
to owner-occupied primary, second and
some investment properties to best fit
your unique scenario. Our team of
experts is dedicated to helping you find
the right funding solution that meets
your needs and goals. Contact us today
to learn more about these program
options and how we can assist you in
achieving your financial objectives.
.
Which No Doc or Stated Funding
Program Meets Your Criteria?
NO DOC FUNDING
We offer over 48 loan programs in every
county in the State of Florida as follows;
Alachua County,Baker County,Bay
County,Bradford County,Brevard County,Broward
County,Calhoun County,Charlotte County,Citrus
County,Clay County,Collier County,Columbia
County,DeSoto County,Dixie County,Duval
County,Escambia County,Flagler County,Franklin
County,Gadsden County,Gilchrist County,Glades
County,Gulf County,Hamilton County,Hardee
County,Hendry County,Hernando
County,Highlands County,Hillsborough
County,Holmes County,Indian River
County,Jackson County,Jefferson
County,Lafayette County,Lake County,Lee
County,Leon County,Levy County,Liberty
County,Madison County,Manatee County,Marion
County,Martin County,Miami-Dade
County,Monroe County,Nassau County,Okaloosa
County,Okeechobee County,Orange
County,Osceola County,Palm Beach
County,Pasco County,Pinellas County,Polk
County,Putnam County,Santa Rosa
County,Sarasota County,Seminole County,St.
Johns County,St. Lucie County,Sumter
County,Suwannee County,Taylor County,Union
County,Volusia County,Wakulla County,Walton
County,Washington County
1. Investment & Hold Properties
Obtaining a Real Estate Investment
Property Loan can help take your
investing needs to the next level with kinds
of property types the single-family, multi-
family etc..with lowest interest rates >
Learn More
2. Rental Investment Loans:
An appraisal company determines the
estimated qualifying rental income based
on comparable owner-occupied
properties in the surrounding area to
obtain a loan approval. > Learn More
3. Commercial Property Loans:
We have been a full range of Commercial
Real Estate and Investment Funding in
Florida since 2007,. with fast closings by
seasoned and licensed loan officer
professionals. > Learn More
4. No Doc (Hard Money) Loans:
No credit check, no bank statement
calculations, no financial’s required…
basically nothing! We underwrite this loan
based on the “as is” quality of the
property… not the borrower!
> Learn More
5. Fix & Flip Bridge Loans:
A short-term 1 year, interest only
(“Bridge”) loan to purchase non-owner
occupied properties to hold and sell with
no pre-payment penalty. Ask about our 2
year option > Learn More
5. Foreign National Loans
Our Foreign National Loans cater to
nonresidents of the United States who
wish to purchase a vacation home,
second home, or investment property
with no docs. > Learn More
1. Asset Based Funding Loans:
Allows borrowers to use their liquid
assets to qualify for the purchase or
refinancing a primary and/or second
home based on assets instead of
traditional verification. > Learn More
2. Self-Employed Funding Loans:
Tailored for self-employed individuals or
business owners, with qualifying income
based on 12 and 24 month bank
statement deposits instead of using tax
returns > Learn More
Two (2) Low Doc Funding
options for owner-occupied
Primary, Second Homes and
Investment properties
Choose a link below to obtain
a Quick Quote for a specific
Low Doc Stated Funding Loan
1.
Stated Funding Primary Loans
>Request Free Quote
2.
Asset Based Funding Loans
>Request Free Quote
3.
Self-Employed Funding Loans
>Request Free Quote
