1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs including Conventional Loans, Non- Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone * (800)856-7097 * (800) 655- 1345 * (407) 300-2558 * Fax (877) 401-9955
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* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that any loan we be approved. Licensed in Florida Only. When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp. Florida lender license # MLD106. © 2007 - 2023 1st Florida Lending Corp. - All rights reserved
CLOSE IN 25 DAYS  i  UP TO 80% LTV BRIDGE LOANS no income  Verification required
1st Florida Lending
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Florida’s Top Rated Mortgage Lender

A+ BBB RATED I 48 loan programs

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Fast Approvals Streamlined Underwriting Approvals in 24 hours Close in as little as 15 days
Easy Process No Income Verification No Tax Returns Needed No or Min Credit Required
Reliable Partner 25+ Years of Experience Direct Private Lender
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407-300-2558
We offer over 48 loan programs in every county in the State of Florida as follows;  Alachua County,Baker County,Bay County,Bradford County,Brevard County,Broward County,Calhoun County,Charlotte County,Citrus County,Clay County,Collier County,Columbia County,DeSoto County,Dixie County,Duval County,Escambia County,Flagler County,Franklin County,Gadsden County,Gilchrist County,Glades County,Gulf County,Hamilton County,Hardee County,Hendry County,Hernando County,Highlands County,Hillsborough County,Holmes County,Indian River County,Jackson County,Jefferson County,Lafayette County,Lake County,Lee County,Leon County,Levy County,Liberty County,Madison County,Manatee County,Marion County,Martin County,Miami-Dade County,Monroe County,Nassau County,Okaloosa County,Okeechobee County,Orange County,Osceola County,Palm Beach County,Pasco County,Pinellas County,Polk County,Putnam County,Santa Rosa County,Sarasota County,Seminole County,St. Johns County,St. Lucie County,Sumter County,Suwannee County,Taylor County,Union County,Volusia County,Wakulla County,Walton County,Washington County
What is a Bridge Loan? Our Bridge Loans provide you short- term financing to "bridge" the gap between now and when you may be looking to qualify for more conventional financing, or for when you're looking to sell the property. And an added plus, it gives you the time and the opportunity to increase your FICO or improve your DTI. A bridge loan is a short-term loan used by an individual or a company in real estate transactions to secure a non- owner occupied properties only to hold and sell or rehab, which creates a “bridge”. Bridge Loans are great for investor Fix and Flips, Rental Property, Replacing Loan Denials or if you need quick cash There are no income needed to qualify. Only an appraisal and source of funds to close with some reserves. This program does not require a credit score although having good could lower the rate. Closing time lines ranges between 20 to 25 business days Program Highlights 1 YEAR - NO PRE-PAYMENT PENALTY: This is a great program for investors that fix and flip properties quickly. 2 YEAR - 2 YEAR PROGRAM HAS A 6 MONTH PREPAYMENT PENALTY. If you have a larger fix and flip project that you know will take longer than 1 year, No worried, we have you covered. Avoid the stress of securing a refinance in the middle of your project, use our 2- year fix and flip loan. We offer acquisition and renovation costs on 2- year fix and flip loans just as we do on our 1-year loans. WHAT MAKES THIS A GREAT PROGRAM? Stated income and no DTI requirement, No minimum FICO requirement, No minimum DSCR requirement on 1-year term No prepayment premium on 1-year term Full appraisals only required on case-by-case basis Interest-only payments

Why a Bridge Loan?

NO DRAMA NO RED TAPE NO ENDLESS DOC LOOP RATES DIRECT WITH UNDERWRITING
REHAB FINANCING Need liquidity and assistance with cash flow management to ensure the full scope of your project is completed? Ask us about our rehab bridge loan financing options that can minimize your out-of-pocket expenses for both rehab and construction costs. More real estate investment experience, the less out of pocket costs there will be and lower rates. Simply bring your down payment to closing, use your funds to complete the first state of renovation, and as the project progesses We will reimburse you for the work completed. It's that easy.