1st Florida Lending Corp., a registered Mortgage Lender
Orlando servicing only the State of Florida, offering over
48 loans programs including Conventional Loans, Non-
Conforming Loans, FHA Loans, VA Loans, USDA Loan,
Self-Employed Loans, Bank Statement Loans, No-Doc
Loans, Reverse Mortgage Loans, ITIN Loans, Rental
Investment Loans, to name a few and specializing in
Bank Statement Loans or “stated loans” requiring no Tax
Return verification and much more. * No broker or
lender fees are for FHA,VA, USDA and Conventional
loan types
Main Office: 2151 Consulate Dr. * Suite 8 * Orlando,
FL., 32837 * Telephone * (800)856-7097 * (800) 655-
1345 * (407) 300-2558 * Fax (877) 401-9955
* Disclaimer: All Loan programs, rates and terms can
change without notice and are subject to credit and
underwriting approval. Loan charts highlight min/max
constraints, assumptions & random scenarios only. We will
always work hard to approve your loan but there are no
guarantees of any kind expressed or implied that any loan
we be approved. Licensed in Florida Only. When Banks
Say No ! We Say YES ! ® is a registered trademark owned
by 1st Florida Lending Corp. Florida lender license #
MLD106.
© 2007 - 2023 1st Florida Lending Corp. - All rights reserved
TURNED DOWN BY A LENDER? CALL US!
Florida’s Top Rated Mortgage Lender
A+ BBB RATED I 48 loan programs
Fast Approvals
Streamlined Underwriting
Approvals in 24 hours
Close in as little as 15 days
Easy Process
No Income Verification
No Tax Returns Needed
No or Min Credit Required
Reliable Partner
25+ Years of Experience
Direct Private Lender
What is a Bridge Loan?
Our Bridge Loans provide you short-
term financing to "bridge" the gap
between now and when you may be
looking to qualify for more conventional
financing, or for when you're looking to
sell the property. And an added plus, it
gives you the time and the opportunity
to increase your FICO or improve your
DTI.
A bridge loan is a short-term loan used
by an individual or a company in real
estate transactions to secure a non-
owner occupied properties only to hold
and sell or rehab, which creates a
“bridge”.
Bridge Loans are great for investor Fix
and Flips, Rental Property, Replacing
Loan Denials or if you need quick cash
There are no income needed to qualify.
Only an appraisal and source of funds
to close with some reserves. This
program does not require a credit score
although having good could lower the
rate. Closing time lines ranges between
20 to 25 business days
Program Highlights
1 YEAR - NO PRE-PAYMENT
PENALTY:
This is a great program for investors
that fix and flip properties quickly.
2 YEAR - 2 YEAR PROGRAM HAS A 6
MONTH PREPAYMENT PENALTY.
If you have a larger fix and flip project
that you know will take longer than 1
year, No worried, we have you covered.
Avoid the stress of securing a refinance
in the middle of your project, use our 2-
year fix and flip loan. We offer
acquisition and renovation costs on 2-
year fix and flip loans just as we do on
our 1-year loans.
WHAT MAKES THIS A GREAT
PROGRAM?
•
Stated income and no DTI
requirement, No minimum FICO
requirement, No minimum DSCR
requirement on 1-year term
•
No prepayment premium on 1-year
term
•
Full appraisals only required on
case-by-case basis
•
Interest-only payments
Why a Bridge Loan?
NO DRAMA…
NO RED TAPE…
NO ENDLESS DOC LOOP
RATES DIRECT WITH UNDERWRITING
REHAB FINANCING
Need liquidity and assistance with cash
flow management to ensure the full
scope of your project is completed?
Ask us about our rehab bridge loan
financing options that can minimize
your out-of-pocket expenses for both
rehab and construction costs.
More real estate investment
experience, the less out of pocket costs
there will be and lower rates. Simply
bring your down payment to closing,
use your funds to complete the first
state of renovation, and as the project
progesses We will reimburse you for
the work completed. It's that easy.