1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs including Conventional Loans, Non- Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone * (800)856-7097 * (800) 655- 1345 * (407) 300-2558 * Fax (877) 401-9955
Click for the BBB Business Review of this Mortgage Lender in Orlando FL
* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that any loan we be approved. Licensed in Florida Only. When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp. Florida lender license # MLD106. © 2007 - 2023 1st Florida Lending Corp. - All rights reserved
1st Florida Lending
TURNED DOWN BY A LENDER? CALL US!
Takes only 60 secs No credit check LOAN PRE-APPLICATION QUOTE

Florida’s Top Rated Mortgage Lender

A+ BBB RATED I 48 loan programs

GET FAST FREE QUOTE

CLICK TO CALL US
Loan Denied? We are willing to spend the time or resources to approve borrowers whose profile do not meet the industry matrix criteria. Simply stated, most lending institutions are not willing to spend the time or resources to approve borrowers whose profile does not meet the industry matrix criteria.  The good news is that we do!  In fact, our company's line is “When Banks Say No! We Say Yes!” and have proudly earned this distinction within the industry. Actually, Florida is one of top states nationwide with the highest home mortgage denial rates. In other words, you are definitely not alone. Even more reassuring, different lenders have different rules. Just because your loan gets denied by your lender does not mean it'll be denied by another. How Do We Approve your Loan? The first step is to figure out why your bank turned you down. Below are the ten most common denials  1. Credit history issues  2. Debt-to-income ratio  3. Lack of Collateral  4. Credit application incomplete  5. Unpaid Forbearance found in credit report  6. Employment history  7. Insufficient cash (for down payment or closing costs)  8. Unverifiable information  9. Mortgage insurance denied  10. Lender failed to check that your name was not removed from the deed in Foreclosure settlement At 1st Florida Lending. We can tailor a plan to overcome your challenges and/or offer alternative programs that are specifically geared to applicants who were turned down by their lender, even applicants with poor credit history, high debt-to-income ratios, and/or insufficient collateral. These alternative programs, with more relaxed requirements and are willing to take on more risk. Conclusion We are willing to spend the time or resources to approve borrowers whose profile does not meet the industry matrix criteria and employ a professional bilingual staff who are ready, willing and able to meet the challenges. If we cannot approve your loan. You can be certain that another Lender will not be able too as well ! LET US HELP APPROVE YOUR LOAN! JUST CLICK ON THE TYPE OF LOAN DENIAL FROM THE MENU LINK BELOW MY LOAN WAS DENIED CLICK HERE to complete our simple questionnaire to review your loan scenario and provide a quote! We look forward to working with you
407-300-2558
We offer over 48 loan programs in every county in the State of Florida as follows; Alachua County,Baker County,Bay County,Bradford County,Brevard County,Broward County,Calhoun County,Charlotte County,Citrus County,Clay County,Collier County,Columbia County,DeSoto County,Dixie County,Duval County,Escambia County,Flagler County,Franklin County,Gadsden County,Gilchrist County,Glades County,Gulf County,Hamilton County,Hardee County,Hendry County,Hernando County,Highlands County,Hillsborough County,Holmes County,Indian River County,Jackson County,Jefferson County,Lafayette County,Lake County,Lee County,Leon County,Levy County,Liberty County,Madison County,Manatee County,Marion County,Martin County,Miami-Dade County,Monroe County,Nassau County,Okaloosa County,Okeechobee County,Orange County,Osceola County,Palm Beach County,Pasco County,Pinellas County,Polk County,Putnam County,Santa Rosa County,Sarasota County,Seminole County,St. Johns County,St. Lucie County,Sumter County,Suwannee County,Taylor County,Union County,Volusia County,Wakulla County,Walton County,Washington County