WE ARE EXCITED TO PRESENT OUR NEW 75% LTV FOREIGN NATIONAL LOAN WITH RATES STARTING IN THER HIGH 4’s (FULL DOC ONLY) A Foreign National Loan Program is a special type of loan that helps non citizens buy investment property in the United States. This loan has different requirements from standard Fannie Mae or Freddie Mac loans. The down payment and interest rates are slightly higher 1st Florida Lending offers financing for non-resident aliens (NRA) through our portfolio product line. NRA loans can be complex so it’s important to work with an experience bi-lingual lender that truly understands how to overseas financial documents and how to analyze foreign credit and alternative trade lines. From application to closing, we will provide the guidance you need and even help you gather the appropriate documentation. Highlights • 1 to 4-unit properties • Loans from $150K - $4Mil • Rates start at 6.75% • 75% LTV (PURCHASE) • 65% LTV (RATE & TERM) • 65% LTV (CASH-OUT REFI) • Niche Properties Allowed o Airbnb - VBR - OK o Short Term Rentals - OK o Short Term Vacation Home - OK o Condotels/Pudtels Allowed • 5YR ARM, 7YR ARM, or 30 Fixed o Interest Only Available o All terms 30 year fully amortized • 3 year prepay (buy-down to no prepay available) • No income, job, or credit required • No Reserves • Foreign Nationals, Perm Resident Aliens