ABOUT US
WHO WE ARE
At 1st Florida Lending, we are Direct Mortgage
Lenders (not retail brokers) committed to
providing a valuable, affordable, and tailored
lending experience for our borrowers.
We utilize innovative technology, best systems
practices, and offer a full menu of over 48
lending solutions, giving our client-borrowers
unparalleled choices for their financing needs.
OUR STAFF
We achieve this by exclusively employing highly
trained, multilingual, and fully licensed loan
officers. This ensures that every borrower
receives the highest level of personalized
expertise available, rather than relying on
unlicensed loan coordinators / consultants who
simply read from a script.
Our dynamic team brings a wealth of experience
to the table, guaranteeing exceptional service
throughout the entire transaction.
OUR GOAL
Our primary goal is to ensure that every
borrower is properly advised about mortgage
programs that meet their specific needs.
We guide our borrowers from the beginning to
the end of the transaction, providing
comprehensive support and assistance along
the way.
ARE YOU A FIRST TIME HOME BUYER?
For first-time home buyers, obtaining a mortgage
can be one of the largest financial transactions
of your life.
We understand that this process can be complex
and frustrating, with strict regulations and credit
requirements that may seem daunting, even for
the most experienced borrowers.
That's why we are here to offer guidance and
support throughout the entire journey.
IN SUMMARY
The mortgage industry is constantly evolving,
and at 1st Florida Lending, we are here to help
you navigate the complex loan process. Our
dedicated team will work with you to find a loan
program that matches your unique scenario at
competitive rates.
With our multilingual staff ready to answer any
questions and simplify the lending process, you
can trust that your borrowing experience will be
well-informed, secure, and seamless.
Please call 407-300-2558 to let us know how we
can assist you in achieving your homeownership
goals.
MISSION & VISION
EFFECTIVE BUSINESS MODELS WORK
Our business model is straight forward yet highly
effective. We firmly believe in treating borrowers
as individuals, not mere numbers, and
understanding their unique mortgage needs.
We are committed to going the extra mile, even
for the most complex loans, by rolling up our
sleeves and finding innovative solutions to
ensure approval.
The mortgage industry has undergone
significant changes due to regulatory reforms,
and this evolution is an ongoing process.
Our founding team experienced firsthand the
challenges brought about by the bailout crisis in
the 90s. This crisis led to the fragmentation of
the mortgage industry, giving rise to smaller,
localized mortgage companies that could deliver
superior consumer service and more efficient
home loans.
We firmly believe that our lending services
should be valuable, affordable, and tailored to
each customer's specific requirements.
We cater not only to US borrowers but also to
Foreign National borrowers who often struggle to
find the same level of service at a reasonable
cost from traditional banks.
By adopting this professional and customer-
centric approach, we have successfully
established ourselves as a trusted and reliable
mortgage provider.
Our commitment to personalized service,
combined with our ability to navigate complex
loan scenarios, sets us apart from the
competition.
In summary, we are dedicated to helping
individuals achieve their homeownership dreams
by providing exceptional mortgage solutions.
WHY CHOOSE US?
INTEGRITY, HONESTY AND CANDOR
Integrity, honesty, and candor are crucial factors
to consider when choosing a lender to manage
your mortgage process. These qualities are just
as significant as interest rates.
Whether you are looking to refinance at a lower
mortgage rate, restructure your debt, achieve
new home ownership, obtain a reverse
mortgage, or seek any other type of mortgage
solution, we are here to provide you with a
personalized and tailored approach.
Our commitment to delivering the best personal
service extends from the initial application to the
closing of your mortgage.
Moreover, it is essential to ask the right
questions. Remember, it is not only the
institution that matters, but also the Loan Officer
to whom you entrust your trust and confidence.
Our Loan Officers are representatives of our
company, and therefore, selecting the right
company and individual is crucial to ensuring the
best possible outcome for your mortgage needs.
CHARITY- PHILANTHROPY
It’s better to give than receive (acts 20:35)
At 1st Florida Lending., social responsibility is
deeply ingrained in our culture. While coming to
work and achieving our professional goals is of
utmost importance for the success of our team,
individuals, and overall business, we believe that
true success extends beyond these boundaries.
We recognize that success also entails
supporting causes we believe in, actively
contributing to our community, and taking on
challenges to assist those less fortunate who are
unable to help themselves.
We strongly encourage our team members to
donate their time and money to charities of their
choice, as we understand the profound impact it
can have on the lives of those in need.
We are humbled by the tireless efforts of
charities, who face their own business
challenges that often pale in comparison to ours
yet continue to persevere against seemingly
insurmountable odds. In addition to our
company's financial contributions to various
charities, we actively participate in special
events, dedicating our time to make a tangible
difference.
By embracing social responsibility, we not only
enhance the lives of those less fortunate but
also foster a sense of purpose and fulfillment
within our team and firmly believe that by giving
back to our community, we contribute to a better
and more compassionate world.
Our entire team is proud to prioritize social
responsibility as an integral part of our
professional endeavors.
1st Florida Lending Corp., a registered Mortgage Lender
Orlando servicing only the State of Florida, offering over
48 loans programs including Conventional Loans, Non-
Conforming Loans, FHA Loans, VA Loans, USDA Loan,
Self-Employed Loans, Bank Statement Loans, No-Doc
Loans, Reverse Mortgage Loans, ITIN Loans, Rental
Investment Loans, to name a few and specializing in
Bank Statement Loans or “stated loans” requiring no Tax
Return verification and much more. * No broker or
lender fees are for FHA,VA, USDA and Conventional
loan types
Main Office: 2151 Consulate Dr. * Suite 8 * Orlando,
FL., 32837 * Telephone * (800)856-7097 * (800) 655-
1345 * (407) 300-2558 * Fax (877) 401-9955
* Disclaimer: All Loan programs, rates and terms can
change without notice and are subject to credit and
underwriting approval. Loan charts highlight min/max
constraints, assumptions & random scenarios only. We will
always work hard to approve your loan but there are no
guarantees of any kind expressed or implied that any loan
we be approved. Licensed in Florida Only. When Banks
Say No ! We Say YES ! ® is a registered trademark owned
by 1st Florida Lending Corp. Florida lender license #
MLD106.
© 2007 - 2023 1st Florida Lending Corp. - All rights reserved
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Florida’s Top Rated Mortgage Lender
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