8 Reasons Why You Should Use a Realtor 1. Objective voice. Because homebuying and selling can be an emotional undertaking. REALTORS® are a third party that stay focused on both the emotional and financial issues most important to you. 2. Informed opinions. REALTORS® can provide local community information on utilities, zoning, schools etc., and provide objective information about each property and help answer two important questions: Will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 3. Help finding the best property out there. Sometimes the property you are seeking is available but not actively advertised in the marketplace. REALTORS® investigate to find all available properties. 4. Negotiating skills. There are many negotiating factors, including but not limited to price, contracts, financing, terms, date of possession, and inclusion or exclusion of repairs, furnishings etc. REALTORS® can properly advise and guide you through this process. 5. Pre-Screening qualified prospects. When a property is marketed with the help of a REALTOR®, they will prescreen and accompany qualified prospects through your property. 6. Experience. Even if you have bought and sold homes before, laws and regulations change often. REALTORS® handle hundreds of real estate transactions over the course of their career. Having an expert on your side is critical. 7. Realtors Can Help Resolve Issues throughout the Lending Process. Buying a home, including obtaining financing for your home is a team effort. The two people you will work most closely with are your REALTOR® and Loan Originator. As such, the benefits a REALTOR® can be very helpful throughout the mortgage process. For example, repairs may need to be made to the physical structure. Having the seller make these repairs could save you money as the home buyer, while also satisfying requirements of the lender to get the best possible mortgage. 8. Navigating Complicated Issues. Buying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multipage settlement statements. REALTORS® are uniquely qualified in resolve issues directly relating to the physical property and the seller, while ensuring that these issues are resolved in your best interest. The result can be financial savings on the purchase of the home, as well as savings with your mortgage. It is with hope that you find this information helpful. All of our licensed mortgage loan originators work very hard to offer borrowers the best program types with competitive rates and terms. I believe it’s always beneficial to use a Realtor when purchasing any type of property. Click Here is if you are interested being added to our preferred Realtor list. We are happy to refer borrowers applying for a loan in your area that require a Realtor . Carlos Matos - Chairman - 1st Florida Lending Corp