1st Florida Lending I Floridas Top Rated Direct Mortgage Lender

We are proud of the many charities we support! Just to name a few ...

Here are 6 Reasons to Own 1. Build Equity 2. Tax Deduction Savings 3. Stabilize Monthly Payments 4. Maintenance Choices 5. No Pet Restrictions 6. Gain Sense of Community these are just to name a few..

Ask us about Down Payment Assistance Programs for First Time Home Buyers! Certain counties throughout Florida offer Down Payment Assistance Programs to assist qualified first time home buyers funds for there down payment and closing costs associated with purchasing a home. The amount of assistance provided will be determined based on your household income. A household can qualify as very low income, or low income. Please refer to the income chart in the Learn More section of this web page to access the income limits. The amount of assistance available can range from county to county All applicants must complete a pre-purchase homebuyer’s education program, and secure a first mortgage. The property to be purchased must be located in the County where funds are provided.

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We offer the largest selection of custom loan programs in Florida and can assist you with transitioning from renting a home to owning a home..

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Loan Pre-Approval Application Our Loan Pre-Approval Application is for those borrowers who would like to be pre-approved with a qualifying amount,rate and down payment that collectively meets with your expectations and budget before making a full commitment to move forward. When submitted, one of our professional loan specialist assigned to your account will simply review your credit history, years tax returns and/or bank statements depending on loan type. Once you are pre-approved and agree with the terms. We will issue you signed pre-approval letter and initiate the final underwriting approval process.

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