Fast ApprovalsStreamlined UnderwritingApprovals in 24 hours Close in as little as 15 days
Easy ProcessNo Income VerificationNo Tax Returns NeededNo or Min Credit Required
Best Bridge Loans Rates in the Nation
Why Choose Us for your Bridge Loans?
NODRAMA… NORED TAPE… NOENDLESS DOC LOOPRATES DIRECT WITH UNDERWRITING
Reliable Partner25+ Years of ExperienceDirect Private Lender
What is a Bridge Loan?Our Bridge Loans provide you short-term financing to "bridge" the gap between now and when you may be looking to qualify for more conventional financing, or for when you're looking to sell the property. And an added plus, it gives you the time and the opportunity to increase your FICO or improve your DTI.A bridge loan is a short-term loan used by an individual or a company in real estate transactions to secure a non-owner occupied properties onlyto hold and sell or rehab, which creates a “bridge”. Bridge Loans are great for investor Fix and Flips, Rental Property, Replacing Loan Denials or if you need quick cash There are no income needed to qualify. Only an appraisal and source of funds to close with some reserves. This program does not require a credit score although having good could lower the rate. Closing time lines ranges between 20 to 25 business days Program Highlights 1 YEAR - NO PRE-PAYMENT PENALTY:This is a great program for investors that fix and flip properties quickly.2 YEAR - 2 YEAR PROGRAM HAS A 6 MONTH PREPAYMENT PENALTY.If you have a larger fix and flip project that you know will take longer than 1 year, No worried, we have you covered. Avoid the stress of securing a refinance in the middle of your project, use our 2-year fix and flip loan. We offer acquisition and renovation costs on 2-year fix and flip loans just as we do on our 1-year loans.WHAT MAKES THIS A GREAT PROGRAM?•Stated income and no DTI requirement, No minimum FICO requirement, No minimum DSCR requirement on 1-year term•No prepayment premium on 1-year term•Full appraisals only required on case-by-case basis•Interest-only payments
REHAB FINANCINGNeed liquidity and assistance with cash flow management to ensure the full scope of your project is completed? Ask us about our rehab bridge loan financing options that can minimize your out-of-pocket expenses for both rehab and construction costs.More real estate investment experience, the less out of pocket costs there will be and lower rates. Simply bring your down payment to closing, use your funds to complete the first state of renovation, and as the project progesses We will reimburse you for the work completed. It's that easy.