LISTED BELOW ARE THE TOP THREE FREQUENTLY ASKED CUSTOMER
1. We completed an application Online and no one has contacted us ?
When you submit an Online application, you will automatically receive an email confirmation within minutes.
If not, maybe the email you entered on the form was incorrect. Not sure? Just resubmit your request! If it
was correct, please check your junk mail or spam folder. Why? Sometimes certain email clients may not
recognize emails from 1floridalending.com. If you find our email domain name 1floridalending.com in your
Spam or Junk folder. Just add the @1floridalending.com domain or specific persons at the
www.1floridalending.com to your email contacts and/or safe senders and/or white list. Also, some email
providers allow you to mark certain message as “NOT SPAM” or “ALLOW SENDERS” etc. If your still having
issues, please contact Customer Support using the form below.
2. We have not been updated on the status of our loan for many days?
There are no set update time lines on an active loan file. The frequency of a loan updates varies throughout
the loan process, but are generally sent twice weekly after your loan documents are submitted to our
processing/underwriting department. Updates may increase depending on the type of loan, requests for
additional documentation, underwriting issues, holidays, and secondary reviews. The delivery methods for
updates may vary from email, text message and/or by telephone.
3. Why are there delays?
Generally speaking, most loans take 21 to 30 days to receive final approval from underwriting. This time line
starts when a completed loan file and the required documentation are submitted to underwriting for
approval. It is important to note, that there can be a host of reasons for delays any time throughout the loan
process. On the underwriting side, the most common delay is when underwriting requires additional
documentation and/or requests updated documentation even after issuing a conditional approval. On the
borrowers side, there could be document errors, incorrect information, missing bank statement pages,
unreadable or illegible documentation, credit rating changes during the review period and not providing
documents in a timely manner when requested or sometimes borrowers fail to disclose recent purchases,
litigation, child support etc... Needless to say there are too many variables to list here and borrowers should
expect the unexpected. The good news is that these are the exceptions and not the rule with most of the
"issues" listed above are resolved quickly.
Do you have a Question? Comment? or Complaint? If YES! We would like to hear from you. Please
complete and submit our 24/7 customer support form below..