Click for the BBB Business Review of this Mortgage Lender in Orlando FL
Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2020 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I


Carlos Matos I Florida Direct Lenders
Leverage your Assets for a Property Purchase or Refinance without establishing an active depository relationship, or use of pledged funds or solicitation to transfer of assets? How it Works Borrowers with substantial liquid assets can be used to establish a monthly income to purchases or refinance properties. More specifically, divide Borrower's net assets by 60 which = equals your qualifying monthly income and loan amount. Liquid assets Checking & Savings accounts, Money-market accounts, CDs, Publicly Traded Stocks, Bonds, Mutual funds, Trusts, IRAs and 401ks that could easily liquidate or turned into cash. Below are collective highlights based on 5 program options! Highlights Max Loan Amount $5,000,000 Min Loan Amount $150,000 Non-Warrantable Condos, Co-ops, Condotels and Cash Out OK Minimum Credit Scores start at 680 Up to 80% LTV Cash-out and Interest-only options available Property Types ( Primary, 2nd Homes & Investment Properties) Reserves vary (3 to 6 months) based on program No rate adjustments apply to the program Only one appraisal required regardless of loan amount or cash out Up to 50% DTI Note: Asset depletion income can be used in conjunction with all other income sources such as W2, self- employed, pension, Social Security or rental income


We do not pull your credit to provide you with a rate quote and terms. Call or text us at 407-300-2558
Qualify for a Mortgage using Assets - Loans to $5 Million and Cash Out Refi to $2 Million -  Available For: Single Family Residence, Condos and Multi-Family CLICK HERE FOR A  RATE QUOTE   OBTAIN PRE-APPROVAL LETTER TODAY Its Easy! Fast! and No Obligations Aside from the Military outreach programs that we proudly support.  Carlos Matos  CEO &FOUNDER

Florida’s Top Rated Mortgage Lender I We are Not Brokers

1st Florida Lending

48 Programs I No RETAIL Brokers Fees I GET QUOTE

800-655-1345 I ALL LOAN INQUIRIES CALL 407-300-2558

1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans

programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank

Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in

Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA,

USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 *

(407) 300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of

Financial Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.