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* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that any loan we be approved. Licensed in Florida Only © 2007 - 20211st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I


Carlos Matos I Florida Direct Lenders
Leverage your Assets for a Property Purchase or Refinancing without pledging, transferring or establishing a new depository relationship for your assets to get approved! Determining assets Checking & Savings accounts, Money-market accounts, CDs, Publicly Traded Stocks, Bonds, Mutual funds, Trusts, IRAs and 401ks that have cash conversion liquidity How it Works Borrowers with substantial liquid assets can be used to establish a monthly income to purchases or refinance properties. Monthly Income Calculation Simply divide your liquid assets by 60 which equals your qualifying monthly income and loan amount. Please note that depending on the program. Please Note: Not all assets value are counted the equally. Highlights Max Loan Amount $5,000,000 Min Loan Amount $150,000 Non-Warrantable Condos, Co-ops, Condotels and Cash Out OK Minimum Credit Scores start at 660 Up to 80% LTV Cash-out and Interest-only options available Property Types ( Primary, 2nd Homes & Investment Properties) Reserves vary (3 to 6 months) based on program No rate adjustments apply to the program Only one appraisal required regardless of loan amount or cash out Up to 50% DTI Note: Mortgage Asset Loan income can be used in conjunction with all other income sources such as W2, self- employed, pension, Social Security or rental income


We do not pull your credit to provide you with a rate quote and terms. Call or text us at 407-300-2558
Qualify for a Mortgage using Assets - Loans to $5 Million and Cash Out Refi to $2 Million -  Available For: Single Family Residence, Condos and Multi-Family CLICK HERE FOR A  RATE QUOTE   OBTAIN PRE-APPROVAL LETTER TODAY Its Easy! Fast! and No Obligations Aside from the Military outreach programs that we proudly support.  Carlos Matos  CEO &FOUNDER

Florida’s Top Rated DIRECT Lender I 48 Programs

1st Florida Lending


800-655-1345 I CALL us 407-300-2558

1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs

including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement

Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank

Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA

and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)

300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial

Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.