1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.
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Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2019 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I

Are you Cash Rich, but Monthly Income Challenged?

You may qualify for our Asset Depletion Loan Option

No tax returns required

Net assets divided by 60 = monthly income

Up to 50% DTI

Loan amounts up to $7,000,000 or more

100 % of retirement assets is OK

You can use other documented income in addition to asset depletion income to qualify!!

Asset depletion is a calculation where a borrower's liquid assets determine a qualifying monthly income and

loan amount. Liquid assets generally include checking, savings, or stock investments etc. that could easily

liquidated or turned into cash.

CLICK HERE TO REQUEST A RATE AND TERM QUOTE?

We do not pull your credit to provide you with a proposed rate and term.

ASSET DEPLETION LOANS

Carlos Matos I Florida Direct Lenders

Florida’s Top Rated Mortgage Lender I We are Not Brokers

1st Florida Lending

Over 48 Programs I No Brokers Fees I No Lender Fees

For Loan Inquires Call 800-856-7097 or 800-655-1345