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* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that any loan we be approved. Licensed in Florida Only © 2007 - 20211st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I

Why You Should Hire a Realtor

8 reasons and counting 1. Objective voice. Because homebuying and selling can be an emotional undertaking. REALTORS® are a third party that stay focused on both the emotional and financial issues most important to you. 2. Informed opinions. REALTORS® can provide local community information on utilities, zoning, schools etc., and provide objective information about each property and help answer two important questions: Will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell? 3. Help finding the best property out there. Sometimes the property you are seeking is available but not actively advertised in the marketplace. REALTORS® investigate to find all available properties. 4. Negotiating skills. There are many negotiating factors, including but not limited to price, contracts, financing, terms, date of possession, and inclusion or exclusion of repairs, furnishings etc. REALTORS® can properly advise and guide you through this process. 5. Pre-Screening qualified prospects. When a property is marketed with the help of a REALTOR®, they will prescreen and accompany qualified prospects through your property. 6. Experience. Even if you have bought and sold homes before, laws and regulations change often. REALTORS® handle hundreds of real estate transactions over the course of their career. Having an expert on your side is critical. 7. Realtors Can Help Resolve Issues throughout the Lending Process. Buying a home, including obtaining financing for your home is a team effort. The two people you will work most closely with are your REALTOR® and Loan Originator. As such, the benefits a REALTOR® can be very helpful throughout the mortgage process. For example, repairs may need to be made to the physical structure. Having the seller make these repairs could save you money as the home buyer, while also satisfying requirements of the lender to get the best possible mortgage. 8. Navigating Complicated Issues. Buying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multipage settlement statements. REALTORS® are uniquely qualified in resolve issues directly relating to the physical property and the seller, while ensuring that these issues are resolved in your best interest. The result can be financial savings on the purchase of the home, as well as savings with your mortgage.

It is with hope that you find this information helpful. All of our licensed mortgage loan originators work very

hard to offer borrowers the best program types with competitive rates and terms. I believe it’s always

beneficial to use a Realtor when purchasing any type of property and we are happy to refer borrowers

applying for a loan who need a Realtor in your area. Don’t forget to include your contact information on any

of our loan applications. If left blank, we will provide suggestions for our vast pool of preferred Realtors.

Carlos Matos - Chairman - 1st Florida Lending Corp
Not Sure What Loan Program Works Best for YOU ?
Free Quote - No Registration - No Obligation - We Don’t Pull your Credit ! How Does it Work? The Loan Match Wizard allows us to provide you with a specific loan program type that fits your scenario based on the information provided followed by quote with low rates and takes less than 2 minutes to complete. Language Options: English & Spanish
Carlos Matos I Florida Direct Lenders



Carlos Matos  CEO &FOUNDER

Florida’s Top Rated DIRECT MORTGAGE Lender I A+ BBB RATED

1st Florida Lending


800-655-1345 I CALL OR TEXT us AT 407-300-2558

1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs

including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement

Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank

Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA

and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)

300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial

Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.