Aside from the Military outreach programs that we proudly support. 
Click for the BBB Business Review of this Mortgage Lender in Orlando FL
Carlos Matos I Florida Direct Lenders
1st Florida Lending
Self-Employed Mortgage Loans
Carlos Matos CEO &FOUNDER
Florida’s Top Rated Direct Mortgage Lender with A+ BBB Rating We Offer More Than 48 Loan Programs 800-655-1345 I Call or Text us at 407-300-2558
© 2007 - 2023 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
With a No-Doc Loan, you can take advantage of more investment opportunities What is a TRUE NO DOC LOAN? A True “NO DOC LOAN” is available for non-owner-occupied properties only and does not require a credit score, bank statements, financial’ s or reserves! Basically, nothing except confirming your source the funds to close. How Does a No Doc Loan work? No Doc Loans do not rely on the creditworthiness of the borrower. Instead, they look to the value of the property. The lender wants to make sure that if the borrower defaults, there will be sufficient equity in the property over and above the amount of the loan. OUR NO DOC LOAN PROGRAMS FEATURES RATES: Residential investment @ 9.0% / commercial @ 9.5% TERMS: 60% LTV, 60 months interest only + escrows TITLE: Must be titled in a domestic entity More specifically either an LLC or Corporation and cannot be titled in an individual name PROPERTY TYPES: • 1-4 single family residence • vacation rental • condos • multi-family • office • retail • warehouse BENEFITS OF NO DOC LOANS With a No Doc Loan, you can buy more properties.  Instead of putting all your capital into one property, you can put a small amount into multiple properties to increase your profits from Investments Use No Doc Loans to generate more profits from multiple properties and grow your business. history as the primary criteria for a home purchase. NO Tax returns, W2s or Pay stubs required.    It is also important to note that like with any type of loan, there are certain requirements involved. That’s why it’s a good idea to work with a knowledgeable lender like 1st Florida Lending who can help you understand these requirements and what you’ll need in order to get your financing approved Use No Doc Loans to generate more profits from multiple properties and grow your business. TRUE NO DOC LOAN PROGRAM Starting in the 5’s CAN I USE NO DOC LOANS FOR A PROPERTY FIX AND FLIPS? No Doc Loans HAVE PRE-PAY PENALTIES and are not the best option for buy Fix and Flip projects. We do offer a 1 and 2 year Bridge Loan with NO PREPAY PENALTIES including 100LTV Rehab Money Ask us about our 1 and 2 year - no pre-payment penalty Fix and Flip Bridge Loans with 100% LTV REHAB BRIDGE LOANS
HOME HOME
CUSTOMER SUPPORT CUSTOMER SUPPORT
RESOURCES RESOURCES
  • MORTGAGE GLOSSARY OF TERMS
  • MORTGAGE CALCULATOR
  • LOAN PROGRAMS
  • USDA LOAN INFORMATION
  • NON-QM MORTGAGE
  • PRE-APPROVAL DOCUMENT-CHECKLIST
  • APPRAISALS
  • LEARN ABOUT CREDIT
  • REPAIR YOUR CREDIT
  • CLOSING COST
  • REFINANCING YOUR LOAN
  • MORTGAGE CREDIT EVENTS
  • PMI-MORTGAGE INSURANCE
  • FORECLOSURE INFORMATION
  • CONDO PURCHASE WARNINGS
  • THE LOAN PRE-APPROVAL PROCESS
LOAN PROGRAMS LOAN PROGRAMS
WAS YOUR LOAN DENIED? WAS YOUR LOAN DENIED?
APPLY NOW APPLY NOW
  • BANK STATEMENT LOANS - 90% LTV
  • SELF-EMPLOYED HELOC SECOND MORTGAGE
  • JUMBO LOANS - 95% LTV
  • SUPER JUMBO LOANS - 100% LTV
  • INVESTMENT PROPERTY LOANS - 85% LTV
  • STATED MORTGAGE - NO INCOME & NO EMPLOYMENT REQUIRED
  • NO DOC LOANS
  • FOREIGN NATIONAL LOANS
  • ASSET BASED MORTGAGE LOAN
  • FIX AND FLIP BRIDGE LOANS
  • COMMERCIAL PROPERTY LOANS
  • VOE MORTGAGE LOANS
  • ITIN TAX ID LOAN
  • STATED NO DOC MORTGAGE
  • FHA LOAN
  • USDA LOAN
  • VA LOANS 100% LTV
  • ITIN TAX ID LOAN
  • BRIDGE LOAN
  • REVERSE MORTGAGE LOAN
ABOUT ABOUT
CONTACT CONTACT