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Loan Pre-Approval Application
Our Loan Pre-Approval Application is for those borrowers who
would like to be pre-approved with a qualifying amount,rate
and down payment that collectively meets with your
expectations and budget before making a full commitment to
move forward. When submitted, one of our professional loan
specialist assigned to your account will simply review your
credit history, years tax returns and/or bank statements
depending on loan type. Once you are pre-approved and agree with the terms. We will issue you
signed pre-approval letter and initiate the final underwriting approval process.
Our Most Popular Loan Programs
12 AND 24 MONTHS BANK STATEMENT LOANS
For Self-Employed, DBA’s, Sole Proprietors, Corporations, 1099 Independent Contractors and W-2 Wage Earners
Why a Bank Statement Loan?
With over 14 programs our Bank Statement Loan programs are rapidly becoming the loan of choice For Self-Employed,
DBA’s, Sole Proprietors, Corporations, 1099 Independent Contractors and W-2 wage earners who have cash flow and
payment history, but show a reduced taxable income as a result of high deductions
“We offer programs with 1 day out of a recent mortgage events like Bankruptcy, Foreclosure and Short Sale”
Changing tax status from W-2 to 1099 self-employed There generally is a 12 month waiting period after you
change your tax status from wage earner (W-2) to independent Contractor (1099) or New Business owner. However,
there are exceptions in lowering the waiting period which is considered on a case by case basis
* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts
highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of
any kind expressed or implied that any loan we be approved. Licensed in Florida Only
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Florida’s Top Rated DIRECT Lender I 48 Programs
800-655-1345 I CALL us 407-300-2558
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs
including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement
Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank
Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA
and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)
300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial
Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.