Florida’s Best Direct Mortgage Lender

Perfect A+ Rating Score by the Better Business Bureau

We are proud of the many charities we support! Just to name a few ...
Get Pre-Approved for a Self-Employed Bank Statement Loan Today !
Click for the BBB Business Review of this Mortgage Lender in Orlando FL
We  Say YES!  * When Banks Say NO! TM
12 AND 24 MONTHS BANK STATEMENT LOANS
For Self-Employed, DBA’s, Sole Proprietors, Corporations, 1099 Independent Contractors and W-2 Wage Earners
Why a Bank Statement Loan? With over 14 programs our Bank Statement Loan programs are rapidly becoming the loan of choice For Self-Employed, DBA’s, Sole Proprietors, Corporations, 1099 Independent Contractors and W-2 wage earners who have cash flow and payment history, but show a reduced taxable income as a result of high deductions
“We offer programs with 1 day out of a recent mortgage events like Bankruptcy, Foreclosure and Short Sale”
GET STARTED TODAY CLICK LEARN MORE  >
Changing tax status from W-2 to 1099 self-employed? There generally is a 12 month waiting period after you change your tax status from wage earner (W-2) to independent Contractor (1099) or New Business owner. However, there are exceptions in lowering the waiting period which is considered on a case by case basis or we offer a No Income verification and no employment verification Stated Income Mortgage
CLICK LEARN MORE  >

Florida’s Top Rated Direct Mortgage Lender w/ 48 Loan Program

A+ BBB Rating I 4.8 Google Reviews

Call or Text us at 407-300-2558 I 800-655-1345

A FEW HIGHLIGHTS 560 FICO APPROVED FHA LOANS w/ 10%DP 48+ PROGRAMS with LOW RATES A DIRECT LENDER - NOT RETAIL BROKER WE LIKE CHALLENGING LOANS SAME DAY LOAN PRE-APPROVAL LETTER A TRUSTED LENDER FROM FL TO CA CALL OR TEXT US AT 407-300-2558
CARLOS MATOS - CEO & FOUNDER
Trusted Direct Lender with Decades of Experience - Servicing Florida and California Primary Home Owners and Investor/Commercial Properties Nationwide
Including investor and commercial property financing in AL, AZ, CA, GA, FL, IL, IA, KS, KY, LA, MN, MT, ND, OK, PA, SC, SD, TX, and WV
We offer Loans from Florida to California for all Purchases, Refinancing and HELOC’s
© 2007 - 2025 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I