Our Super Jumbo Loan program is an option for borrowers looking to finance the purchase of a home or investment property in a high-cost market. With loan amounts from $5 Million up to $30 million or more in some cases. Our Super Jumbo Loans offer competitive interest rates and flexible terms.
Loan Details•Loan amounts from 5 Million up to $30,000,000•90% LTV considered with pledge assets•100% LTV considered with cross collateralization > Learn more•Higher DTI ratios considered•Interest only options available•Privacy mortgage for the utmost confidentiality•Vesting in trust, sub S corporations, LLCs and partnerships allowed•Foreign National Lending
With documentation and underwriting approval•2 year tax returns •1 year tax returns/P&L income calculation considered•Capital gains income allowed•Business assets used for down payment/reserves•Post close liquidity as additional income source•Cash loan proceeds used for reserve requirements•Maximized net rental income with reduced adjustment calculation (5 or more properties)
Cross-Collateralization Financing Option
Alternative down payment solutionsWe recognize that financing multi-million dollar purchases of a property based on the sale of another can be a challenge.We offer a cross-collateralization financing as an option to achieve higher LTVs up to 100%. It allows borrowers to use their equity in second homes, departing residences and investment properties for the down paymentAre you Considering an Interest Only Super Jumbo Home Loan? An interest-only mortgage can be beneficial:•When you want to use the money saved for other investments.•When you plan to be in the home for only a short period of time.•When you earn a sizable bonus or income from commissions and want the ability to make larger, irregular payments to cut down on principal faster.•When you prefer to keep monthly payments low for a period of time.•When there is already substantial equity in the property.Interest-only Super jumbo mortgages are useful loan options if you prefer to keep your monthly payments low and want the flexibility to invest the savings or to make larger, irregular payments to principal on your own schedule. If you choose to make interest-only payments, your interest rate is fixed for a period of 5, 7, or 10 years. Once the interest-only period ends, your mortgage switches to a traditional amortization structure over the remaining loan term.Why Choose Us? We understand what it takes to get your loan closed and will present loan options with rates and terms that meets with your scenario and criteria. Click the Apply Now banner below to request a quote or feel free to call us anytime at 407-300-2558 to speak with a Loan Officer