

$35,000 can be used for down

payment & closing costs.



Firefighters, police, healthcare

workers, military, educators, care

givers, and much, more are

eligible.



Lower than market interest rates

with first time buyer benefits.

Prospective homebuyers who fulfill the eligibility criteria outlined above should consider exploring the opportunities offered by the Florida Hometown Heroes program. This initiative aims to empower individuals and provide them with the necessary support to embark on their homeownership journey, fostering stronger communities across the state of Florida. To be eligible for this awesome program, prospective homebuyers need to meet some specific criteria that we've outlined below: • First-Time Homebuyer Status - Okay, so here's the deal. If you've owned a principal residence within the past three years, sorry, but you're not eligible. We want to help out those who are new to homeownership and could really use some financial assistance. • Minimum Credit Score - We're not asking for perfection here, but you do need a minimum credit score of 640 to qualify for the Florida Hometown Heroes program. This is just to make sure you're responsible for your finances and can handle the responsibilities of owning a home. • Income Limitations - We want to make sure we're helping out those who really need it, so we require that you earn less than 150% of the Area Median Income (AMI) for your county https://ami-lookup- tool.fanniemae.com/amilookuptool. The AMI varies depending on where you live, and it's determined by the U.S. Department of Housing and Urban Development (HUD). This way, we're primarily assisting those in the moderate to low-income range. • Employment by a Florida-Based Employer - We're all about supporting our local economy, so you have to be employed by a Florida-based employer. We want to help out those who are contributing to the community they work and live in. • Home Purchase in the Community of Employment - We're not just about helping you buy a home; we want you to be part of a vibrant and sustainable neighborhood. So, in addition to being employed in Florida, you have to buy a home in the community where you work and serve. This way, we're really focusing on individuals who are committed to their local communities. By meeting these eligibility criteria, you can take advantage of the Florida Hometown Heroes program's down payment assistance. It's a great opportunity, but keep in mind that meeting the requirements doesn't guarantee acceptance into the program. Funding availability may also play a role.

Get qualified for our heroes

home loan program and

receive up to 35k

Hometown Heroes Funding Loan Program We are proud to introduce our new Hometown Heroes Funding Loan Program making homeownership affordable for eligible community workforce. This program offers down payment and closing cost assistance to first-time, income- qualified home buyers, enabling them to purchase a primary residence in the community where they work and serve. Additionally, the Hometown Heroes Program offers a lower interest rate on the first mortgage and other benefits to those who have served or continue to serve their country.

Click Here to see if you qualify There is no cost to apply for Hometown Heroes Down Payment Assistance.