Loan Eligibility Application Our Loan Eligibility Application is for those borrowers who would like us to pre-approved them before making a full commitment to move forward.  To obtain a pre-approval letter with  qualifying amount, rate and down payment that collectively meets with your expectations and budget. Our professional loan specialist assigned to your account will  simply review your credit report and last 2 years tax returns or bank statements depending on loan type.  Once you are pre-approved and agree with the terms.  We will issue you a pre- approval letter and initiate the final underwriting approval process.   
Obtaining a pre-approval on the same day we applied was really helpful in us winning the bid on our new home.  We wanted to thank Mr. Matos for providing this simple Pre-Approval process that allowed us the ability to make and offer before making a full commitment.  The offer was accepted and are loan was approved.   Juan & Doloras After completed the Loan Eligibility Application we were contacted by Tashema within 20 minutes who was very helpful in quickly reviewing my credit and bank statements the same day and sending me a pre-approval letter that helped us negotiate our first home purchase. Tim & Beth  We wanted to move my wife and child to a better family neighborhood with great schools.  We found an incredible house at a bargain price.  We completed the Loan Eligibility Application and received a call from Jorge who quickly verified my credit, tax returns an provided us a Pre-Approval letter the same day, the seller accepted our offer. Tony & Maria  After finding the house that we really wanted, we needed to make and offer but was not sure if we had the borrowing power to make the purchase and commitment.  Without the time to find complete a complete a full loan application, we found 1st Florida Lending’s website and filled out there Loan Eligibility Application form.  Carlos and team delivered flawlessly on their Pre-Approval letter that was followed by a loan commitment.  We closed the purchase transaction within 15 days.  My children enjoy there new school and we are very happy in our new neighborhood and family home. Jim & Sandy 
Customer Testimonials about Pre-Approvals
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A reverse mortgage is a unique, Federal Housing Administration (FHA)-insured loan that allows eligible homeowners age 62 years and older to convert a portion of their home’s equity into tax-free funds without having to make monthly mortgage payments. Reverse mortgage loans have helped homeowners to:  Supplement retirement income Pay off an existing mortgage or other existing debt Pay for medical care, prescription drugs and in-home care Cover large or unexpected expenses Make home improvements and repairs Stretch retirement savings  
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