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1ST FLORIDA LENDING CORP  I  2151 CONSULATE Dr., SUITE 8, ORLANDO, FL.,  32837  I  TEL. (407) 401-8522 Call us at 24 hours a day, seven days a week, to speak with one of our friendly representatives for all of your lending requirements . There's no obligation when you call - we're just here to help you learn more about our Loan programs and how it can be one of the best decisions of your life.    www.1floridalending.com - contact@1floridalending.com © Copyright 2013. All rights reserved.  |  website design and hosting by  www.ibuildwebs.com Privacy Policy |  Terms of Use    NMLS #323206
APPROVED LENDER McAfee Secure
AS DIRECT MORTGAGE LENDERS WE SET OUR OWN RULES OFFERING YOU THREE PROMISES 1. THE BEST MORTGAGE RATES AVAILABLE 2. LOWER FEES OVER THE COMPETITION 3. LOAN PROGRAMS TO FIT YOUR BUDGET
WE OFFER THE LARGEST SELECTION OF CUSTOM LOAN PROGRAMS IN FLORIDA
We are proud of the many charities we support!   Just to name a few ...
Carlos Matos- Chairman
We are Approved VA Lenders !  VA guaranteed loans are processed only government approved Mortgage Lenders to eligible veterans and their families for homes for their own personal occupancy.  
Click to View our Custom Loan Programs Click to Watch Our Videos 1st Florida Lending Direct Mortgage Lender
We offer the best mortgage deals for the Toughest Loans.  We are the most competitive Direct Lender in Florida, and challenge any borrower to find a competitor that offers a better overall deal.   Especially those borrowers with low credit scores who are looking for an FHA,VA and USDA Loan.  
We can deliver FHA loans with a low down payment to borrowers that may have been to turn away by other lenders. FHA Purchase Guidelines FICO down to 550 on all of our Government programs (FHA, VA, USDA). 550 FICO, 85% LTV, FHA Cash Out Refinance 550 FICO, 90% LTV 580 FICO, 96.5% LTV No minimum Tradelines No restrictions on gift funds Debt to income ratio by AUS Ginnie Mae Direct Seller Servicer Programs: 15,20,25, and 30 year fixed and 5/1 ARM Manufactured housing property types may be eligible First Time Home Buyers No Overlays with DU approved/eligibile Max DTI follow DU finding, 620 and above Gifts OK, must follow FHA Guidelines