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Our Loan Pre-Approval Request Form is for those potential borrowers who would like to obtain a Loan Pre-Approval Letter with a qualifying amount, rates and terms that collectively meets your expectations, budget and before making a full commitment to move forward.  When you submit the completed form, One of our professional loan specialist assigned to your account will contact your shortly to introduce themselves and request a copy of specific documentation including a recent copy of your credit report that you provide us (or) that we obtain with your permission! Once you are pre-approved (usually within 24 to 48hrs after our document review) an agree with the loan rate and terms.  We will email you a signed Loan Pre-Approval Letter an initiate the underwriting process when you are ready.  
Our Foreign National Loan Application is for non-citizen residents who have the qualifications and resources to purchase a home or invest and would like for us to pre- approve their loan amount, quote rates and terms before making a full commitment to move forward.   We provide up to 80% financing for foreign nationals and offer programs with little or no documentation for with quick, easy approval.  After completing the Foreign National Loan Application, one of professional mortgage consultants specializing in Foreign National Loans will contact you.
Our VA Loan Eligibility Application is for those borrowers who have served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard and were discharged under conditions other than dishonorable after either:  90 days or more, any part of which occurred during wartime, OR 181 continuous days or more (peacetime) and are ready to move forward with the formal loan process. One of our professional loan specialist will  assist you with the application and list of supporting documentation before submitting the loan application to underwriting for approval.
Our Form 1003 Loan Application, also called a "Fannie Mae Form 1003" is for those borrowers who may have already obtained a pre-approval letter and ready to move forward with the final loan process. The information requested in this form is designed to identify the borrower’s employment, financial information including assets, and liabilities. Additional supporting documentation will be required for underwriting review and approval. 
Our Reverse Mortgage Request Application is for those borrowers who  are interested in obtaining a reverse mortgage.  Once you complete and submit our Reverse Mortgage Request Application, you will   received  our free information brochure and be assigned to one our professional reverse mortgage loan specialist who can answer any  of your questions and guide you through the application process and  the required supporting documentation and before submitting the loan application to underwriting for approval.
We are expanding homeownership with our new alternative FlexVantage Loan programs designed for borrowers who may not qualify for our conventional financing due to:  a) self-employment status; b) recent mortgage event(s) e.g. short sale, bankruptcy, foreclosure, deed in lieu; c) low credit scores; d) high debt-to-income ratios;  e) liquid assets with little or no income.   Flexible Guidelines 	Low down payments and rates   	Minimum documentation to qualify   	We accept debt-to-income ratios up to 60%  	1 day, 12, 24 month mortgage event seasoning 	Loans up to 2 million                  FlexVantage Loan Programs     TM
OUR MOST POPULAR LOAN PROGRAMS
Loan Pre-Approval Request Form   
Foreign National Loan Application
VA Loan Pre-Approval Application
FORM 1003 Loan Application
Having trouble finding the right place to close your jumbo loans? Try our JumboVantage Loan Highlights Loans up to $2 million LTV up to 90% Rates starting in the 5's Minimum credit score: 640 2 years BK/FC seasoning 1 year /SS seasoning DTI above 43% considred 30-year fixed ARM options available Bank statement programs available with LTV’s up to 80% and rates starting in the 5's