AS DIRECT MORTGAGE LENDERS WE SET OUR OWN RULES OFFERING YOU THREE PROMISES1.THE BEST MORTGAGE RATES AVAILABLE2.LOWER FEES OVER THE COMPETITION3.LOAN PROGRAMS TO FIT YOUR BUDGET
WE OFFER THE LARGEST SELECTION OF CUSTOM LOAN PROGRAMS IN FLORIDA
We are proud of the many charities we support! Just to name a few ...
We are Approved VA Lenders ! VA guaranteed loans are processed only government approved Mortgage Lenders to eligible veterans and their families for homes for their own personal occupancy.
We offer the best mortgage deals for the Toughest Loans. We are the most competitive Direct Lender in Florida, and challenge any borrower to find a competitor that offers a better overall deal. Especially those borrowers with low credit scores who are looking for an FHA,VA and USDA Loan.
We can deliver FHA loans with a low down payment to borrowers that may have been to turn away by other lenders.FHA Purchase Guidelines•FICO down to 550 on all of our Government programs (FHA, VA, USDA).•550 FICO, 85% LTV, FHA Cash Out Refinance•550 FICO, 90% LTV•580 FICO, 96.5% LTV•No minimum Tradelines•No restrictions on gift funds•Debt to income ratio by AUS•Ginnie Mae Direct Seller Servicer•Programs: 15,20,25, and 30 year fixed and 5/1 ARM•Manufactured housing property types may be eligibleFirst Time Home Buyers •No Overlays with DU approved/eligibile•Max DTI follow DU finding, 620 and above•Gifts OK, must follow FHA Guidelines