We are proud of the many charities we support! Just to name a few ...
We offer the best mortgage deals for the Toughest Loans.
We are the most competitive Direct Lender in Florida, and challenge any borrower to find a competitor that offers a better overall deal. Especially those
borrowers with low credit scores who are looking for an FHA,VA and USDA Loan.
We can deliver FHA loans with a low down payment to
borrowers that may have been to turn away by other
lenders.
FHA Purchase Guidelines
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FICO down to 550 on all of our Government programs (FHA, VA, USDA).
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550 FICO, 85% LTV, FHA Cash Out Refinance
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550 FICO, 90% LTV
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580 FICO, 96.5% LTV
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620 FICO, 96.5% LTV We pay your closing cost
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640 FICO, 100% Financing
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No minimum Trade-lines
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No restrictions on gift funds
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Debt to income ratio by AUS
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Ginnie Mae Direct Seller Servicer
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Programs: 15,20,25, and 30 year fixed and 5/1 ARM
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Manufactured housing property types may be eligible
* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts
highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of
any kind expressed or implied that any loan we be approved. Licensed in Florida Only
© 2007 - 20211st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Florida’s Top Rated DIRECT Lender I 48 Programs
800-655-1345 I CALL us 407-300-2558
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs
including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement
Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank
Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA
and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)
300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial
Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.