We are proud of the many charities we support! Just to name a few ...
We are Approved VA Lenders ! VA guaranteed loans are processed only government approved Mortgage Lenders to eligible veterans and their families for homes for their own personal occupancy.
We offer the best mortgage deals for the Toughest Loans. We are the most competitive Direct Lender in Florida, and challenge any borrower to find a competitor that offers a better overall deal. Especially those borrowers with low credit scores who are looking for an FHA,VA and USDA Loan.
We can deliver FHA loans with a low down payment to borrowers that may have been to turn away by other lenders. FHA Purchase Guidelines • FICO down to 550 on all of our Government programs (FHA, VA, USDA). • 550 FICO, 85% LTV, FHA Cash Out Refinance • 550 FICO, 90% LTV • 580 FICO, 96.5% LTV • 620 FICO, 96.5% LTV We pay your closing cost • 640 FICO, 100% Financing • No minimum Trade-lines • No restrictions on gift funds • Debt to income ratio by AUS • Ginnie Mae Direct Seller Servicer • Programs: 15,20,25, and 30 year fixed and 5/1 ARM • Manufactured housing property types may be eligible
AS DIRECT MORTGAGE LENDERS WE SET OUR OWN RULES OFFERING YOU THREE PROMISES  1. THE BEST MORTGAGE RATES AVAILABLE  2. LOWER FEES OVER THE COMPETITION  3. LOAN PROGRAMS TO FIT YOUR BUDGET WE OFFER THE LARGEST SELECTION OF CUSTOM LOAN PROGRAMS IN FLORIDA Carlos Matos- Chairman
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.
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Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2019 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Carlos Matos I Florida Direct Lenders

Florida’s Top Rated Mortgage Lender I We are Not Brokers

1st Florida Lending

Over 48 Programs I No Brokers Fees I No Lender Fees

For Loan Inquires Call 800-655-1345 or 407-300-2558

Self-Employed Mortgage Loans