We are proud of the many charities we support! Just to name a few ...
We offer the best mortgage deals for the Toughest Loans.
We are the most competitive Direct Lender in Florida, and challenge any borrower to find a competitor that offers a better overall deal. Especially those
borrowers with low credit scores who are looking for an FHA,VA and USDA Loan.
We can deliver FHA loans with a low down payment to
borrowers that may have been to turn away by other
lenders.
FHA Purchase Guidelines
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FICO down to 550 on all of our Government programs (FHA, VA, USDA).
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550 FICO, 85% LTV, FHA Cash Out Refinance
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550 FICO, 90% LTV
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580 FICO, 96.5% LTV
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620 FICO, 96.5% LTV We pay your closing cost
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640 FICO, 100% Financing
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No minimum Trade-lines
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No restrictions on gift funds
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Debt to income ratio by AUS
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Ginnie Mae Direct Seller Servicer
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Programs: 15,20,25, and 30 year fixed and 5/1 ARM
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Manufactured housing property types may be eligible
Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts
highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees
of any kind expressed or implied that your loan we be approved.
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Florida’s Top Rated Mortgage Lender I We are Not Brokers
48 Programs I No RETAIL Brokers Fees I GET QUOTE
800-655-1345 I ALL LOAN INQUIRIES CALL 407-300-2558
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans
programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank
Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in
Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA,
USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 *
(407) 300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of
Financial Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.