With a No-Doc Loan, you can take advantage of investment opportunities as they become available and close in 10 to 14 days. We provide No Document Loans for ** non-owner occupied properties and commercial properties including (but not limited to): single family residence, residential investment, multi-family, apartments, retail spaces, mixed-use buildings, office, warehouse and 6 Month Interest only Bridge loans. Complete More Investment Projects o With a No Doc Loan, you can buy more properties. Instead of putting all your capital into one property, you can put a small amount into multiple properties. Increase Your Profits From Your Investments o Use No Doc Loans to generate more profits from multiple properties and grow your business. Residential Flip Loans o No Doc Loans are perfect for Buy-Fix-Sell projects. Includes funding for rehab costs. How Does a No Doc Loan work? o No Doc Loans do not rely on the creditworthiness of the borrower. Instead, they look to the value of the property. The lender wants to make sure that if the borrower defaults, there will be sufficient equity in the property over and above the amount of the loan. Click here to complete our loan pre-approval request form. One of our loan specialist will contact you with a rate and term.
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.
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Starting in the 5’s NO-DOC LOAN RATES JUST WENT DOWN NO VERIFICATION OF INCOME NO VERIFICATION OF EMPLOYMENT  LENDING CRITERIA PLAN  1W - NEW   PLAN 2C  PLAN 3V  TRUE NO DOC LOAN Starting Rates High 5's  * High 7's * Mid 7’s to 8’s  * Start 9‘s ARM*  Maximum LTV up to 80% up to 75% up to 75% up to 60% FICO Score Required Yes - Min 640 Yes - Min 640 Yes - Min 640 NONE  Minimum Loan Amount $250,000.00 $200,000.00 $150,000.00 $150,000.00 Maximum Loan Amount 2 Million 2 Million 5 Million 1 Million Loan Terms 5 yr ARM to  30yr fix 1-4 yrs ARM only 3 to 8yr fixed 5 yrs ARM only Cash-Out Refinancing YES YES YES YES New Appraisal Required YES YES YES YES Employment Verification NO NO NO NO Income Documentation NO NO NO NO Tax Returns NO NO NO NO Pre-Pay Penalties YES YES YES YES Mortgage Insurance NO NO NO NO Gift Funds Allowed Allowed Allowed Allowed Reserves Required YES YES YES YES Property Types  Single Family, Multi-Family and Condominiums  Loan Consolidation Up to 10 properties *   The starting rate indicators based on LTV selected and property type/use   PLEASE NOTE THAT THESE PROGRAMS ARE FOR NON-OWNER OCCUPIED PROPERTIES ONLY     Starting in the 5’s
Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2020 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
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