Our Company Origins


In 1990, Carlos Matos, the co-founder of 1st Florida

Lending Corp. started his career in the real estate and

mortgage industry as a mortgage originator in 1990

and soon after obtained his mortgage broker license

operating his own network branch for a nationwide


By 2006, when the financial crisis had fully consumed

many of the banks and financial services organizations

in the country at the time. Many highly talented

mortgage brokers were left with some options. Either

leave the industry they loved or move forward on your


In the case of Carlos Matos, the decision was to move

forward. With 15 years of Mortgage experience and

having closed hundreds of millions in loans at his

branch operation.

Carlos and his partner formed 1st Florida Lending

Corp in 2007, which is now marketed under several

brands and has more than quadrupled in size under

his leadership.

However, the best validation comes from the clients

themselves and 1st Florida Lending Corp., has quickly

obtained the reputation of an organization that

focuses on service and the borrower experience.

Read some of our Testimonials

Aside from the Military outreach programs that we proudly support. 
Click for the BBB Business Review of this Mortgage Lender in Orlando FL
* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that any loan we be approved. Licensed in Florida Only © 2007 - 20211st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Carlos Matos I Florida Direct Lenders

Florida’s Top Rated DIRECT MORTGAGE Lender I A+ BBB RATED

1st Florida Lending


800-655-1345 I CALL OR TEXT us AT 407-300-2558

Our Company Origins

1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs

including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement

Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank

Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA

and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)

300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial

Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.

Carlos Matos  CEO &FOUNDER