Mission & Vision


At 1st Florida Lending, our business model is simple!

Never treat borrowers as just another number, but a

real person, with real mortgage needs and be willing

to roll up your sleeves to get even the most

challenging loans approved no matter how complex.

As regulation brought about much needed reform, the

mortgage industry began to evolve. This evolution

continues today. Our founding team went through the

bailout crisis in the 90’s which left the Mortgage

industry fragmented which prompted smaller, more

localized mortgage companies that were able to

provide superior consumer service and home loans

more efficiently.

We believe that our lending services should be

valuable, affordable, and tailored to each customer

while catering to both US and Foreign National

borrowers who typically would not find the highest

level of service at such a low cost for a regular bank.

Click for the BBB Business Review of this Mortgage Lender in Orlando FL
* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that any loan we be approved. Licensed in Florida Only © 2007 - 20211st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Carlos Matos I Florida Direct Lenders

Florida’s Top Rated DIRECT MORTGAGE Lender I A+ BBB RATED

1st Florida Lending


800-655-1345 I CALL OR TEXT us AT 407-300-2558

mission statement

Mission & Vision

Why Choose US?

Our Company History



Carlos Matos  CEO &FOUNDER

1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs

including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement

Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank

Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA

and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)

300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial

Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.