PREFERRED REALTOR NETWORK
1st Florida Lending can Pre-Approve your Mortgage
Offering the largest selection of Mortgage Loan Programs in Florida.
Over 45 and Counting!
Conventional * Conventional w/ 97LTV's * Non QM Conventional - Non QM Conventional w/ 12 month Short sale, Foreclosure, Bankruptcy * Non QM Conventional
w/24 months Short sale, Foreclosure, Bankruptcy * Jumbo Loans low rates * Jumbo Loans w/ 12 month Short sale * Jumbo Loans w/Short sale, Foreclosure,
Bankruptcy *No documentation loans * Investment Properties * Commercial * FHA's with 520 FICO'S * FHA Streamline Non Credit Qualifying * FHA Purchase and
Refinance Loans * VA * VA Construction to Permanent Purchase Programs * IRRA'S * USDA * Cash Flow Loans * Unlimited cash out * Business owner Bank
Statement Loans * Independent Contractor Bank Statement Loans * Self-employed Borrower who has been Self-Employed for less than 1 year * Stand Alone 2nds
* Manufactured Homes * Manufactured Homes for FHA and VA * Refinance * Refinance w/ cash out * Unlimited Cash Out * 203k Streamline * HARP * Fresh Start *
Home Community * Home Path * Non-traditional Credit/Trade References * Live and work in Puerto Rico * Construction to Perm * Borrowers who have money,
but not employed * Reverse Mortgage * Home Renovation * Sub-Prime * Zero FICO Score * Foreign National Stated * Foreign National Full Doc
Welcome to our
Lender Credit Program (Fico Driven)
Our most popular client benefit, is the Lender Credit Program
that offers borrowers a $1,000 to $4,000 option, that can be
used to pay their upfront closing costs! The Lender Credit
Program has saved borrowers thousands in upfront fees and
may be all they need to obtain a mortgage for their new
home.
FHA LOANS
For Self-Employed, DBA’s, Sole Proprietors, Corporations, 1099 Independent Contractors and W-2 Wage Earners
Why a Bank Statement Loan?
With over 14 programs our Bank Statement Loan programs are rapidly becoming the loan of choice For Self-Employed,
DBA’s, Sole Proprietors, Corporations, 1099 Independent Contractors and W-2 wage earners who have cash flow and
payment history, but show a reduced taxable income as a result of high deductions
“We offer programs with 1 day out of a recent mortgage events like Bankruptcy, Foreclosure and Short Sale”
12 AND 24 MONTHS BANK STATEMENT LOANS
For Self-Employed, DBA’s, Sole Proprietors, Corporations, 1099 Independent Contractors and W-2 Wage Earners
ASK US ABOUT OUR LENDER CREDIT PROGRAM !
NEW! BANKRUPTCY, FORECLOSURE AND SHORT SALE ARE OK!
SELF-EMPLOYED 12 AND 24 MONTHS BANK STATEMENT LOANS
* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts
highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of
any kind expressed or implied that any loan we be approved. Licensed in Florida Only
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Florida’s Top Rated DIRECT Lender I 48 Programs
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