WE ARE THE ONLY DIRECT LENDER OFFERINGa 60-minute loan pre-approval and file submission to underwriting. This fast track service is offered to local borrowers who require immediate assistance and cannot wait 48 hours to obtain a Loan Pre-Approval using our traditional on-line option.THIS SERVICE IS BY APPOINTMENT ONLY - NO WALK IN'SHow does it work? Step 1: Submit 60-Minute Loan Pre-Approval Application Request Form Step 2: Your confirmation page will include an online Appointment Scheduler that allows you to select a date and time to visit our office to process your loan pre-approval (usually within 60-Minutes or less) Step 3: Once your pre-approved and agree with the rate and terms, we will immediately issue you a signed loan pre-approval letter and submit your file to Underwriting!Minimum Requirements? •Minimum Loan amount 125,000 > Maximum 2,000,000 •Must be employed for the past 24 months and file a form W-2 on your tax returns •Proof of Funds for down payment and closing cost•Settled Mortgage Events - OK (Foreclosure, Bankruptcy, Short Sale, Deed-in-Lieu) •Cannot be in active litigationRequired Documentation you need to bring with you: •Last 2 years tax returns + W-2 form•Last 2 months bank statement•Last month pay stub•Investment account statement summary (IRA's, Stocks, Savings, 401K etc)•Recent credit report (or) we can obtain one with your permission!•Must provide proof of funds for down payment and closing costs •Valid drivers license and social security cardHave an active loan file with another lender? We welcome existing borrowers that have already filed applications with another Lender and/or want to change lenders. In this case, you will need to bring your entire loan file to include the required documents above.
Instant Loan Pre-Approvals
This service is only available to employed borrowers who file a form W-2
When Banks Say NO! We Say YES!
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.