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* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that any loan we be approved. Licensed in Florida Only © 2007 - 20211st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Carlos Matos I Florida Direct Lenders

Florida’s Top Rated DIRECT MORTGAGE Lender I A+ BBB RATED

1st Florida Lending


800-655-1345 I CALL OR TEXT us AT 407-300-2558

FHA Home Loan Morgtage Financing

It is common knowledge that FHA loans require a minimum of 3.5% down payment with a 580 score, which can be quite a lot of money for some borrowers. We now offer 100% financing on your FHA loan using a second to finance your down payment. That means you don’t need any of your own money for the down payment 640 Minimum FICO score is required We finance the 3.5% down payment with second loan to make it 100% Financing 100% gift funds from family members allowed for closing costs This is for Purchases only Owner Occupied Only, No Concurrent home ownership allowed Manufactured Homes not allowed Non-occupant co-borrowers not allowed Maximum loan amount per FHA Guidelines MI Coverage is Standard FHA Coverage The second is a 10-year term note If you are ready to purchase your new home APPLY NOW to see if you qualify for one of our FHA no down payment programs.
The 100% Financing program is temporary suspended
Carlos Matos  CEO &FOUNDER

1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs

including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement

Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank

Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA

and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)

300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial

Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.