It is common knowledge that FHA loans require a minimum of 3.5% down payment with a 580 score, which can be quite a lot of money for some borrowers. We now offer 100% financing on your FHA loan using a second to finance your down payment. That means you don’t need any of your own money for the down payment • 640 Minimum FICO score is required•We finance the 3.5% down payment with second loan to make it 100% Financing•100% gift funds from family members allowed for closing costs•This is for Purchases only•Owner Occupied Only, No Concurrent home ownership allowed•Manufactured Homes not allowed•Non-occupant co-borrowers not allowed•Maximum loan amount per FHA Guidelines•MI Coverage is Standard FHA Coverage•The second is a 10-year term noteIf you are ready to purchase your new home APPLY NOW to see if you qualify for one of our FHA no down payment programs.
The 100% Financing program is temporary suspended
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs
including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement
Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank
Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA
and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)
300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial
Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.