Loan Eligibility Application Our Loan Eligibility Application is for those borrowers who would like us to pre-approved them before making a full commitment to move forward. To obtain a pre-approval letter with qualifying amount, rate and down payment that collectively meets with your expectations and budget. Our professional loan specialist assigned to your account will simply review your credit report and last 2 years tax returns or bank statements depending on loan type. Once you are pre-approved and agree with the terms. We will issue you a pre- approval letter and initiate the final underwriting approval process.
Obtaining a pre-approval on the same day we applied was really helpful in us winning the bid on our new home. We wanted to thank Mr. Matos for providing this simple Pre-Approval process that allowed us the ability to make and offer before making a full commitment. The offer was accepted and are loan was approved. Juan & Doloras After completed the Loan Eligibility Application we were contacted by Tashema within 20 minutes who was very helpful in quickly reviewing my credit and bank statements the same day and sending me a pre-approval letter that helped us negotiate our first home purchase. Tim & Beth We wanted to move my wife and child to a better family neighborhood with great schools. We found an incredible house at a bargain price. We completed the Loan Eligibility Application and received a call from Jorge who quickly verified my credit, tax returns an provided us a Pre-Approval letter the same day, the seller accepted our offer. Tony & Maria After finding the house that we really wanted, we needed to make and offer but was not sure if we had the borrowing power to make the purchase and commitment. Without the time to complete a full loan application, we the found 1st Florida Lending’s website and filled out there Loan Eligibility Application form. Carlos and team delivered flawlessly on their Pre- Approval letter that was followed by a loan commitment. We closed the purchase transaction within 15 days. My children enjoy there new school and we are very happy in our new neighborhood and family home. Jim & Sandy
Customer Testimonials about our Pre-Approvals
1st Florida Lending can Pre-Approve your Mortgage
Preferred Realtor Information
Selecting the right Real Estate Agent when making the largest purchase of your life is an important part of the home buying process. Ed Alvarez is part of our Preferred Realtor Network which includes some of the top real estate companies in Florida.
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* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that any loan we be approved. Licensed in Florida Only © 2007 - 20211st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Carlos Matos I Florida Direct Lenders

Florida’s Top Rated DIRECT MORTGAGE Lender I A+ BBB RATED

1st Florida Lending


800-655-1345 I CALL OR TEXT us AT 407-300-2558

1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs

including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement

Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank

Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA

and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)

300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial

Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.