* Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts
highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of
any kind expressed or implied that any loan we be approved. Licensed in Florida Only
© 2007 - 20211st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Acquiring the professional services of a CPA can sometimes be a key
supporting factor when acquiring a mortgage for a purchase or
refinance. For business owners and self-employed contractors only a
CPA can provide certain verification letters that sometimes can make
the difference in a mortgage approval
CPA's can also offer sound tax advice, help with monthly budgeting, estate planning and be a strategist for increasing profits and minimizing
taxes.
With regard to mortgages and depending on the loan type, a CPA's can
•
Assist with your tax returns
•
Audit, reviews, or compile the personal financial statements of the borrower
•
Examine or compile pro forma or prospective financial information of the borrower
Hiring a CPA is a good option, since they have a background in both tax law and financial strategies that can keep more money in your pocket.
Bookeepers and tax preparers generally do not have the education or background that a CPA does. CPA’s are more skilled at establishing a
financial strategy that is the most effective and efficient available.
Simply stated, most direct lending intuitions are not willing spend the time or resources to approve borrowers whose tax returns or financial
profile if self-employed does not meet the industry matrix criteria. The good news is that we do!
Statistically, 40% of our mortgage business is helping self-employed borrowers who must use bank statements deposits for qualifying income
as well as 20% of w-2 borrowers who DTI ratios are too high with low FICO scores or both and turned down by their banks.
We lose borrowers who don’t have CPA’s and choose self-help tax software and approve others who choose to seek tax and financial guidance
by a CPA.
Our companies tag line is “When Banks Say No! We Say Yes!” and have proudly earned this distinction within the industry.
We have been in Florida since 2007, A+ rating by the better business bureau and employ a professional staff who speak English, Spanish,
Portuguese and are ready, willing and able to meet the challenges ahead
While we cannot provide Tax advice, we can provide CPA contacts in the city/county for your consideration.
No obligation and we don’t pull your credit
HIRING A CPA TO PRE-PAIR YOUR TAX RETURNS AND REVIEW
YOUR FINANCIALS WHEN APPLYING FOR A MORTGAGE IS
STRONGLY RECOMMENDED.
Disclaimer of endorsement
Any of the CPA companies names, company names, weblinks and locations provided on this website is already public information and
is for the user’s convenience only. 1st Florida Lending Corp posting this information does not constitute or imply an endorsement by
1st Florida Lending Corp of their products, process, or services, or its producer or providers. The views and opinions expressed in
any referenced do not necessarily state or reflect those of 1st Florida Lending Corp. Therefore, any reference herein to any CPA by
name, trade name, or trademark, or otherwise does not constitute or imply the endorsement, recommendation or approval thereof.
Neither 1st Florida Lending Corp, nor any of their employees, agents, contractors makes any warranty, express or implied, including
warranties of merchantability and fitness for a particular purpose, or assumes any legal liability for the accuracy, completeness, or
usefulness of any information posted about CPA servers this website.
CLICK HERE TO FIND A CPA OR CALL MARK AT 407-300-2558
Florida’s Top Rated DIRECT Lender I 48 Programs
800-655-1345 I CALL us 407-300-2558
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs
including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement
Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank
Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA
and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)
300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial
Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.