Acquiring the professional services of a CPA can sometimes be a key

supporting factor when acquiring a mortgage for a purchase or

refinance. For business owners and self-employed contractors only a

CPA can provide certain verification letters that sometimes can make

the difference in a mortgage approval

CPA's can also offer sound tax advice, help with monthly budgeting, estate planning and be a strategist for

increasing profits and minimizing taxes.

With regard to mortgages and depending on the loan type, a CPA's can

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Assist with your tax returns

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Audit, reviews, or compile the personal financial statements of the borrower

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Examine or compile pro forma or prospective financial information of the borrower

Hiring a CPA is a good option, since they have a background in both tax law and financial strategies that can

keep more money in your pocket. Bookeepers and tax preparers generally do not have the education or

background that a CPA does. CPA’s are more skilled at establishing a financial strategy that is the most

effective and efficient available.

Simply stated, most direct lending intuitions are not willing spend the time or resources to approve borrowers

whose tax returns or financial profile if self-employed does not meet the industry matrix criteria. The good

news is that we do!

Statistically, 40% of our mortgage business is helping self-employed borrowers who must use bank

statements deposits for qualifying income as well as 20% of w-2 borrowers who DTI ratios are too high with

low FICO scores or both and turned down by their banks.

We lose borrowers who don’t have CPA’s and choose self-help tax software and approve others who choose

to seek tax and financial guidance by a CPA.

Our companies tag line is “When Banks Say No! We Say Yes!” and have proudly earned this distinction

within the industry.

We have been in Florida since 2007, A+ rating by the better business bureau and employ a professional staff

who speak English, Spanish, Portuguese and are ready, willing and able to meet the challenges ahead

While we cannot provide Tax advice, we can provide CPA contacts in the city/county for your consideration.

No obligation and we don’t pull your credit