My name is Carlos Matos, CEO and Founder of 1st Florida Lending Corp, Established in 2007 and based in Orlando, Florida. We are Direct Mortgage Lenders (not retail brokers) and I have personally been in the mortgage industry for over 25 years specializing in home purchase and refinance loans.
ASKED YOURSELF THESE 2 QUESTIONS1.Have you been Self-Employed for 2 years?2.Has COVID-19 Impacted your Business / Income? If Yes! We now offer a new COVID-19 RELIEF bank statement program that only requires review of your last 3months banking statement history and income! We do not look at any banking irregularities like, reduced income shock, non-sufficient funds etc.. prior to your most recent 3 months. Highlights for our COVID-19 Program•Loans up to 3 Million•Minimum Credit Score 675+•For Primary Residence Only•Last 3 Months Bank Statements•Income Irregularities - OK•Max LTV up to 75% on a Purchase, 70% on a Refinance•30-year Fixed •Minimum loan amount 150k•24 months of reserves required (cash-out refinance can be used for reserve requirement•24 months of recent verifiable housing payment historyAcceptable Properties:Primary Residences only - Single family homes, Townhomes and condos.
[ Sample Pricing: Cash-out Refinancing $250k / 70% LTV / 700 Credit / Rates at 5.75% usingPersonal Bank Statements / add .375 to rate if you want to use Business Bank Statements
Requires only 3 months Bank StatementsNo Income prior to 3 months - OKIncome Irregularities prior to 3 months - OKNon-sufficient funds prior to 3 months - OK
To receive a Loan Quote, pleasecomplete our 2 minute online questionnaire below. One of our experienced loan officers at 1st Florida Lending who specializes in bank statement loans. Will guide you through process, provide you with options along with a quote with rates/terms that meets with your criteria and budget.
NEW COVID-19 RELIEF SELF-EMPLOYED BANK STATEMENT LOAN PROGRAM:
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing only the State of Florida, offering over 48 loans programs
including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement
Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank
Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA
and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407)
300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of Financial
Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.