1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including
Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans,
Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans”
requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types
Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955
We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106
When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.
COVID-19 Relief for Self-Employed Borrowers - up to 75% LTV / rates from the 5’s
Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts
highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees
of any kind expressed or implied that your loan we be approved.
© 2007 - 2020 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Competitive Rates starting in the 5’s
Florida’s Top Rated Mortgage Lender I We are Not Brokers
48 Programs I No RETAIL Brokers Fees I GET QUOTE
800-655-1345 I ALL LOAN INQUIRIES CALL 407-300-2558
Carlos Matos
CEO & FOUNDER
My name is Carlos Matos, CEO and Founder of 1st
Florida Lending Corp, Established in 2007 and based
in Orlando, Florida. We are Direct Mortgage Lenders
(not retail brokers) and I have personally been in the
mortgage industry for over 25 years specializing in
home purchase and refinance loans.
support@1floridalending.com
ASKED YOURSELF THESE 2 QUESTIONS
1.
Have you been Self-Employed for 2 years?
2.
Has COVID-19 Impacted your Business / Income?
If Yes! We now offer a new COVID-19 RELIEF bank statement program that only requires review of your last 3
months banking statement history and income! We do not look at any banking irregularities like, reduced income
shock, non-sufficient funds etc.. prior to your most recent 3 months.
Highlights for our COVID-19 Program
•
Loans up to 3 Million
•
Minimum Credit Score 675+
•
For Primary Residence Only
•
Last 3 Months Bank Statements
•
Income Irregularities - OK
•
Max LTV up to 75% on a Purchase, 70% on a Refinance
•
30-year Fixed
•
Minimum loan amount 150k
•
24 months of reserves required (cash-out refinance can be used for reserve requirement
•
24 months of recent verifiable housing payment history
Acceptable Properties:
Primary Residences only - Single family homes, Townhomes and condos.
[ Sample Pricing: Cash-out Refinancing $250k / 70% LTV / 700 Credit / Rates at 5.75% using
Personal Bank Statements / add .375 to rate if you want to use Business Bank Statements
Requires only 3 months Bank Statements
No Income prior to 3 months - OK
Income Irregularities prior to 3 months - OK
Non-sufficient funds prior to 3 months - OK
Covid-19 Program Advantage
To receive a Loan Quote, please complete our 2 minute online questionnaire
below. One of our experienced loan officers at 1st Florida Lending who specializes
in bank statement loans. Will guide you through process, provide you with options
along with a quote with rates/terms that meets with your criteria and budget.
NEW COVID-19 RELIEF SELF-EMPLOYED BANK STATEMENT LOAN PROGRAM: