Carolina Gavilanes

Executive Loan Officer NMLS# 386123 Office 407-300-2558

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Foreign National Loan Application Our Foreign National Loan Application is for non-citizen residents who have the qualifications and resources to purchase a home or invest and would like for us to pre- approve their loan amount, quote rates and terms before making a full commitment to move forward. We provide up to 80% financing for foreign nationals and offer programs with little or no documentation for with quick, easy approval. After completing the Foreign National Loan Application, one of professional mortgage consultants specializing in Foreign National Loans will contact you.

VA Loan Eligibility Application Our VA Loan Eligibility Application is for those borrowers who have served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard and were discharged under conditions other than dishonorable after either: 90 days or more, any part of which occurred during wartime, OR 181 continuous days or more (peacetime) and are ready to move forward with the formal loan process. One of our professional loan specialist will assist you with the application and list of supporting documentation before submitting the loan application to underwriting for approval.

Reverse Mortgage Application Our Reverse Mortgage Request Application is for those borrowers who are interested in obtaining a reverse mortgage. Once you complete and submit our Reverse Mortgage Request Application, you will received our free information brochure and be assigned to one our professional reverse mortgage loan specialist who can answer any of your questions and guide you through the application process and the required supporting documentation and before submitting the loan application to underwriting for approval.

Form 1003 Loan Application Our Form 1003 Loan Application, also called a "Fannie Mae Form 1003" is for those borrowers who may have already obtained a pre-approval letter and ready to move forward with the final loan process. The information requested in this form is designed to identify the borrower’s employment, financial information including assets, and liabilities. Additional supporting documentation will be required for underwriting review and approval.

Loan Pre-Approval Application Our Loan Pre-Approval Application is for those borrowers who would like to be pre-approved with a qualifying amount,rate and down payment that collectively meets with your expectations and budget before making a full commitment to move forward. When submitted, one of our professional loan specialist assigned to your account will simply review your credit history, years tax returns and/or bank statements depending on loan type. Once you are pre-approved and agree with the terms. We will issue you signed pre-approval letter and initiate the final underwriting approval process.

Its all about the QUALITY OF LIFE

1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.

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Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2019 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I

Florida’s Top Rated Mortgage Lender I We are Not Brokers

Over 48 Programs I No Brokers Fees I No Lender Fees

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