Carolina Gavilanes
Executive Loan Officer
NMLS# 386123
Office 407-300-2558
Foreign National Loan Application
Our Foreign National Loan Application is for non-citizen
residents who have the qualifications and resources to
purchase a home or invest and would like for us to pre-
approve their loan amount, quote rates and terms before
making a full commitment to move forward. We provide up
to 80% financing for foreign nationals and offer programs
with little or no documentation for with quick, easy approval.
After completing the Foreign National Loan Application, one of professional mortgage consultants
specializing in Foreign National Loans will contact you.
VA Loan Eligibility Application
Our VA Loan Eligibility Application is for those borrowers who
have served on active duty in the Army, Navy, Air Force,
Marine Corps, or Coast Guard and were discharged under
conditions other than dishonorable after either: 90 days or
more, any part of which occurred during wartime, OR 181
continuous days or more (peacetime) and are ready to move
forward with the formal loan process. One of our professional
loan specialist will assist you with the application and list of supporting documentation before
submitting the loan application to underwriting for approval.
Reverse Mortgage Application
Our Reverse Mortgage Request Application is for those
borrowers who are interested in obtaining a reverse
mortgage. Once you complete and submit our Reverse
Mortgage Request Application, you will received our free
information brochure and be assigned to one our professional
reverse mortgage loan specialist who can answer any of your
questions and guide you through the application process and
the required supporting documentation and before submitting the loan application to underwriting
for approval.
Form 1003 Loan Application
Our Form 1003 Loan Application, also called a "Fannie Mae
Form 1003" is for those borrowers who may have already
obtained a pre-approval letter and ready to move forward with
the final loan process. The information requested in this form
is designed to identify the borrower’s employment, financial
information including assets, and liabilities. Additional
supporting documentation will be required for underwriting review and approval.
Loan Pre-Approval Application
Our Loan Pre-Approval Application is for those borrowers who
would like to be pre-approved with a qualifying amount,rate
and down payment that collectively meets with your
expectations and budget before making a full commitment to
move forward. When submitted, one of our professional loan
specialist assigned to your account will simply review your
credit history, years tax returns and/or bank statements
depending on loan type. Once you are pre-approved and agree with the terms. We will issue you
signed pre-approval letter and initiate the final underwriting approval process.
Its all about the
QUALITY OF LIFE
Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts
highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees
of any kind expressed or implied that your loan we be approved.
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1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans
programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank
Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in
Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA,
USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 *
(407) 300-2558 * Fax (877) 401-9955We are approved lenders for all Government Loans and registered with the Florida Office of
Financial Regulation - # MLD106When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.