DirectFloridaLenders.com provides online information about loan programs and a portal to apply for a loan with 1st Florida Lending Corp who is a Direct Lender for loans in the State of Florida. The DirectFloridaLenders.com is owned and operated by 1st Florida Lending Corp. All trademarks and logos appearing on this site are the property of 1st Florida Lending Corp.
FREQUENTLY ASKED QUESTIONS Will my credit be pulled after I complete this form? No. Your credit will not be pulled until you speak to a live person and give verbal authorization first. I know my credit is bad, should I even apply? Yes. We have partnered with many lenders who offer home loans to people with less than perfect credit. We have facilitated and closed thousands and thousands of loan requests and specialize challenging loan scenarios. I am not ready to buy right away, should I wait to apply for a loan? No. Even if you are not planning on purchasing a home soon it’s a good idea to see if you qualify for a mortgage. If you do not qualify now, you will be able to get a clear understanding on what you need to do to get in a position to qualify down the road.