WELCOME TO OUR WEBSITE Welcome to 1st Florida Lending Corp., Established in 2007 specializing in conventional home loans, self-employed home loans, investment property loans, and commercial property loans. We offer the largest selection of mortgage loan programs in the State of Florida with over 48 loan programs and counting with hundreds of matrix’s, managed by highly skilled licensed multilingual (English, Spanish & Portuguese) loan officers and staff who know what it takes to get your loan through underwriting quickly and efficiently to meet a borrower’s budget and expectations. “The business model to our company’s success was simple! Never treat borrowers as just another number, but a real person, with real mortgage needs and be willing to roll up your sleeves to get even the most challenging loans approved no matter how complex. “ Carlos Matos - Chairman
Conventional
Consistent monthly payments with no surprises
FHA
Low down payments, easier credit qualification
FHA
Low down payments, easier credit qualification
ARM
Lower introductory interest rates
Jumbo
Get financing for the home you really want
Home Improvement
Get cash to renovate your home or buy a fixer-upper
Reverse Mortgage
An easier way for seniors to purchase a new residence
Cash Out Refinance
Turn your home's equity into cash
Interest Only
Take charge of your finances and lower your initial payments
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.
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Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2020 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I
Carlos Matos I Florida Direct Lenders

Florida’s Top Rated Mortgage Lender I We are Not Brokers

1st Florida Lending

Over 48 Programs I No Brokers Fees I No Lender Fees

800-655-1345 I ALL LOAN INQUIRIES CALL 407-300-2558

Self-Employed Mortgage Loans