1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 48 loans programs including Conventional Loans, Non-Conforming Loans, FHA Loans, VA Loans, USDA Loan, Self-Employed Loans, Bank Statement Loans, No-Doc Loans, Reverse Mortgage Loans, ITIN Loans, Rental Investment Loans, to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification and much more. * No broker or lender fees are for FHA,VA, USDA and Conventional loan types Main Office: 2151 Consulate Dr. * Suite 8 * Orlando, FL., 32837 * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 When Banks Say No ! We Say YES ! ® is a registered trademark owned by 1st Florida Lending Corp.

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As a Direct Mortgage Lender, we have the ability to fast track your closing in 10- Business Days!

AN ACTIVE LOAN FILE is defined as borrower(s) who has executed a purchase contract, submitted all of their preliminary documentation including signed disclosures with another lender who has ordered an appraisal and providing the borrower with excuses that is delaying the loan approval beyond the closing date and now asking for a contract extension because your sales contract is about to expire along with the threat of losing your escrow money.

HOW DOES A 10-BUSINESS DAY CLOSING CHALLENGE WORK FOR AN ACTIVE LOAN FILE?

A NEW LOAN FILE is defined as borrower(s) with executed a purchase contract or refinance an existing property but has not submitted their financial or credit documentation to a lender for review. The 10-business day closing starts once all preliminary documentation is received, including loan application, disclosures are fully executed and returned and the appraisal paid. Holidays and weekends do not count as business days.

HOW DOES A 10-BUSINESS DAY CLOSING CHALLENGE WORK FOR AN NEW LOAN FILE?

To qualify for the 10-business day closing challenge. Borrowers must have a 620 middle score with no history of mortgage credit events, outstanding or differed student loans, unpaid IRS liens or pending lawsuits. Our 10-business day closing applies only to conforming FHA and Conventional purchase and/or refinancing loans for a primary homes. It is important that you disclose your complete financial background/history - everything from employment to assets to credit history in order for us to facilitate this fast track acceleration closing option. The secret to closing a loan in record time starts with the speed in which a borrower can provide flawless, verifiable, executed documents to the lender and how fast underwriting can process the request and reply with an approval. Sounds simple enough, but when you consider the precession and timely, it is not as easy as it sounds.

Disclaimer: All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. Loan charts highlight min/max constraints, assumptions & random scenarios only. We will always work hard to approve your loan but there are no guarantees of any kind expressed or implied that your loan we be approved. © 2007 - 2020 1st Florida Lending Corp. - All rights reserved I Privacy Policy I Terms of Use I

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