1st Florida Lending
Direct Mortgage Lenders
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 45 loans programs including Conventional, Jumbo, FHA, VA, USDA to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification.                               Disclaimer:  When Banks Say NO! We Say YES! tm   If you are turned down by another lender.  We will work hard to approve your loan.  No guarantee of any kind is expressed or implied!   Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 © 2007 - 2015 FFL Corp - All rights reserved  I                             I                             I    When Banks Say No !  We Say YES !  ®  is a registered trademark
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When Banks Say NO! We Say YES!
®
 SELF-EMPLOYED STATED INCOME LOAN 
Self-Employed - Stated Income Loan only If you have  been self-employed for at least two years, have a 700-middle credit score, no credit events, a 30 percent down payment, borrowing anywhere from $250,000 to $3 million on a single unit, owner-occupied property and enjoy rates in the 5’s, then this loan is for you!
Program Guidelines Highlights and Restrictions : Last month’s personal account bank statement  Must be self-employed or 1099 You can state your income 700 minimum middle credit score 70% LTV max purchase   65% LTV max refi (R/T & Cash out) Loan amounts $250,000 to $3,000,000 Rates in the low 5’s Reserve funds are not required Single Family Home / Condominium / Townhouse only No mortgage events in the last 5 years No recent charge offs, outstanding collections or tax liens No first-time home buyers Owner occupied only U.S. residents only Reserve funds are not required
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