1st Florida Lending
Direct Mortgage Lenders
1st Florida Lending Corp., a registered Mortgage Lender Orlando servicing all of Florida offering over 45 loans programs including Conventional, Jumbo, FHA, VA, USDA to name a few and specializing in Bank Statement Loans or “stated loans” requiring no Tax Return verification.                               Disclaimer:  When Banks Say NO! We Say YES! tm   If you are turned down by another lender.  We will work hard to approve your loan.  No guarantee of any kind is expressed or implied!   Main Office: 2151 Consulate Dr. * Suite 8 *  Orlando, FL., 32837  * Telephone (800) 655-1345 * (407) 300-2558 * Fax (877) 401-9955 We are approved lenders for all Government Loans and registered with the Florida Office of Financial Regulation - # MLD106 © 2007 - 2015 FFL Corp - All rights reserved  I                             I                             I    When Banks Say No !  We Say YES !  ®  is a registered trademark
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When Banks Say NO! We Say YES!
Self-Employed - Stated Income Loan program requiring only One Months Bank Statement. If you have  been self-employed for at least two years, have a 700-middle credit score, no credit events, a 30 percent down payment, borrowing anywhere from $250,000 to $3 million on a single unit, owner-occupied property, enjoy rates in the 5’s,  show one bank statement  and are willing to attest and declare your income THEN YOUR GOOD TO GO!
Program Guidelines Requirements: Last month’s personal account bank statement  Must be Self Employed or 1099 You must attest and declare your income 700 minimum middle credit score 70% LTV max purchase   65% LTV max refi (R/T & Cash out) Loan Amount $250,000 to $3,000,000 Rates in the low 5’s for 50% LTV up to high 5’s for 70% LTV Reserve funds are not required Restrictions: Single Family Home / Condominium / Townhouse only No charge offs, collections, or tax liens No first-time home buyers Owner occupied only U.S. Residents Only 24 month recent mortgage history required No Delinquency payments in last five (5) years Bk 3-years, FC-3 years and Short Sale 2-years
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